6524 Surfside Blvd, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6524 Surfside Blvd, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,674 sqft · built 2018
Lot Size	0.902 acres (39,330 sqft)
Owner	Individual Name on Record
Last Sale	$890,000 (Mar 2015)
Tax Bill	$50,033 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`0520915412`

Property Details

APN / Parcel Number

Primary APN	`0520915412`
Alternative APN	`U1731195QI000000000060`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	6,674 sqft Heated Area
1st Floor Area	4,594 sqft
Upper Floors Area	2,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	39,330 sqft (0.902 acres)
Lot Dimensions	285 ft deep x 138 ft wide
Garage Area	791 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	1,622 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0520915412
Street Address	6524 SURFSIDE BLVD
City	APOLLO BEACH
State	FL
Zip	33572-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MUSTIQUE BAY LOT 6
Legal Range	19E
Legal Township	31S
Legal Section	17
Legal Subdivision	MUSTIQUE BAY
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1005
Census Tract	14117

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6524 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Oct 4, 2018	Deed of Trust, Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2015 · Amount on Record
Deed Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	2015110113
Deed Book / Page	23163 / 0095
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6524 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3008
Document Number	0000363244
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6524 SURFSIDE BLVD APOLLO BEACH FL 335723008, APOLLO BEACH, FL 33572-3008

Mortgage

Document Number	0000363244
Date	Sep 4, 2020
Instrument	363244

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2045

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6524 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3008
Document Number	0000186918
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6524 SURFSIDE BLVD APOLLO BEACH FL 335723008, APOLLO BEACH, FL 33572-3008

Mortgage

Document Number	0000186918
Date	May 6, 2020
Instrument	186918

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 5, 2045

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6524 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3008
Document Number	0261221471
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6524 SURFSIDE BLVD APOLLO BEACH FL 335723008, APOLLO BEACH, FL 33572-3008

Mortgage

Document Number	0261221471
Date	Oct 8, 2018
Book Page	026122/001471
Instrument	408002

Lender

Name	LAKE MI CU
Type	Credit Union
Address	4027 LAKE DR, GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.24%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,033.00 (+11.38%) Homeowner's exemption	$2,747,901 (+5.99%)	$3,461,866 (+6.83%) Land $1,498,312 Building $1,963,554
2023	$44,922.00 (+2.55%) Homeowner's exemption	$2,592,678 (+3%)	$3,240,595 (-8.27%) Land $1,362,101 Building $1,878,494
2022	$43,804.00 Homeowner's exemption	$2,517,163	$3,532,564 Land $1,286,429 Building $2,246,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 622 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 8 condo units
Nearby Flood Claims	328 (1983–2025)
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 17 claims Hurricane Helene, Sep 2024 · 249 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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