6524 Putman Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 6524 Putman Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 2018
Lot Size	4.81 acres (209,524 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Nov 2017)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-409126`

Property Details

APN / Parcel Number

Primary APN	`20-409126`
Alternative APN	`409126`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	209,524 sqft
Garage Type	Attached
Garage Area	636 sqft
Porch	Open Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	409126
Street Address	6524 PUTMAN RD
City	THURMONT
State	MD
Zip	21788-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 3 SECTION 3 4.81 ACRES FULLER SUB
Legal Subdivision	ACRES FULLER SUB
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1018
Census Tract	751302

Owner

6524 Putman Rd is owned and occupied by an individual who bought it in November 2017.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6524 PUTMAN RD, THURMONT, MD 21788-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2018	Deed of Trust, Mortgage CHESAPEAKE BK/MD
Nov 22, 2017	Grant Deed, Transfer · Conventional Mortgage CHESAPEAKE BK/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	Jun 5, 2013 · Amount on File
Deed Document Number	201712146-0178
Deed Book / Page	12146 / 178
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6524 PUTMAN RD, THURMONT, MD 21788-2725
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151970001
Date	Aug 16, 2021
Book Page	15197/1

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6524 PUTMAN RD, THURMONT, MD 21788-2725
Document Number	0123740394
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 PUTMAN RD THURMONT MD 21788, THURMONT, MD 21788

Mortgage

Document Number	0123740394
Date	Apr 20, 2018
Book Page	012374/000394

Lender

Name	CHESAPEAKE BK/MD
Type	Bank
Address	BALTIMORE, MD 21234

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 22, 2017
Property Address	6524 PUTMAN RD, THURMONT, MD 21788-2725
Document Number	0121460178
Book / Page	012146 / 000178
Instrument Date	Nov 16, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9140 BETHEL RD FREDERICK MD 217022006, FREDERICK, MD 21702-2006

Mortgage

Document Number	121460184
Date	Nov 22, 2017
Book Page	012146/000184

Lender

Name	CHESAPEAKE BK/MD
Type	Bank
Address	BALTIMORE, MD 21234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 21, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 6524 Putman Rd was $3,853 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,333	$550,400 Land $213,200 Building $337,200
2025	$3,853.00
2023	$3,334.00 Homeowner's exemption	$297,000	$365,800 Land $138,300 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6524 Putman Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6524 Putman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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