65232 Fair Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 65232 Fair Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,937 sqft · built 2010
Lot Size	10.2 acres (445,619 sqft)
Owner	Trust Name on Record
Last Sale	$49,410 (Jan 2014)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-020-009-30`

Property Details

APN / Parcel Number

Primary APN	`014-020-009-30`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,937 sqft Building Perimeter
1st Floor Area	2,937 sqft
Basement Area	2,937 sqft
Unfinished Basement	2,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Lot Area	445,619 sqft (10.2 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	804 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	65232 FAIR RD
City	STURGIS
State	MI
Zip	49091-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM E 1/4 COR SEC 20 T7S R10W TH N 00D 12M 21S W ALG E SEC LN 1331.56 FT TO POB TH N 00D 12M 21S W 332.45 FT TH S 89D 42M 44S
Legal Range	10W
Legal Township	07S
Legal Section	20
Jurisdiction	ST JOSEPH MI
Township / Civil Division	SHERMAN
Census Block Group	1
Census Block	1016
Census Tract	41500

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	65232 FAIR RD, STURGIS, MI 49091-8300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2014 · Amount on Record
Deed Sale	Jan 14, 2014 · Amount on Record
Prior Sale	Mar 4, 2010 · Amount on Record
Deed Book / Page	1731 / 926
Last Transfer Date	Aug 28, 2014
Transfer Doc	1756/0750
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65232 FAIR RD, STURGIS, MI 49091-8300
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006745
Date	Oct 19, 2020
Instrument	2020006745

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65232 FAIR RD, STURGIS, MI 49091-8300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006584
Date	Oct 14, 2020
Instrument	2020006584

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sherman Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,900 (+7.28%)	$733,800 (+7.28%)
2025	$2,087.00 Homeowner's exemption	$342,000 Land $46,600 Building $295,400	$684,000 Land $93,200 Building $590,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fair Rd

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