6523 Palm Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 6523 Palm Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,884 sqft · built 1950
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Company Names on Record
Last Sale	$690,000 (Feb 2024)
Tax Bill	$8,516 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0021-018-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0021-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6523 PALM AVE
City	CARMICHAEL
State	CA
Zip	95608-0639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	POR TR 4 & 16 CITRUS HEIGHTS ADD DESC AS BEG ATSW COR TR 16 TH N 0%53W 157.85 FT ALG W LINE OFTR 4 & 16 TH E 152.62 FT TH S
Legal Subdivision	CITRUS HEIGHTS ADD
Legal Tract	4
Legal Lot Number	4,16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7903

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage FREEMODEL INC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Feb 21, 2024	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Aug 22, 2003 · Amount on Record
Deed Book / Page	20240221 / 907
Prior Transfer Date	Feb 15, 2024
Prior Transfer Doc	2024000906
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639

Mortgage

Document Number	0000001156
Date	Nov 17, 2023
Instrument	202311171156

Lender

Name	FREEMODEL INC
Type	Non-Lending Institution
Address	BURLINGAME, CA 94010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639

Mortgage

Document Number	0000001631
Date	Feb 19, 2021
Instrument	202102191631

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 21, 2024
Property Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639
Document Number	0000000907
Map Reference	MB 11 MAP 17
Instrument Date	Feb 14, 2024
Instrument	202402210907
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639

Mortgage

Document Number	0000000908
Date	Feb 21, 2024
Instrument	202402210908

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 9, 2017
Property Address	6523 PALM AVE, CARMICHAEL, CA 95608-0639
Document Number	1708091486
Instrument Date	Aug 4, 2017
Instrument	1708091486
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6523 PALM AVE CARMICHAEL CA 956080639, CARMICHAEL, CA 95608-0639

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,875 (+2%) Land $297,554 Building $420,321
2025	$8,516.00 (+8.43%)	$703,800 (+118.95%) Land $291,720 Building $412,080
2024	$7,854.00 (+105.49%)
2023	$3,822.00 (+2.08%) Homeowner's exemption	$321,439 Land $86,890 Building $234,549
2022	$3,744.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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