6523 Cedar St, Milton, FL 32570 Property Records

Santa Rosa County property record for 6523 Cedar St, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1958
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2020)
Tax Bill	$2,243 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-28-5240-00000-0110`

Property Details

APN / Parcel Number

Primary APN	`33-2N-28-5240-00000-0110`
Alternative APN	`N282335240000000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	2,291 sqft
1st Floor Area	1,538 sqft
Utility Area	110 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	28 sqft
Deck Area	384 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6523 CEDAR ST
City	MILTON
State	FL
Zip	32570-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPENCER MANOR LOT 11 AS DES IN OR 4010 PG 78
Legal Range	28W
Legal Township	2N
Legal Section	33
Legal Subdivision	SPENCER MANOR
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3007
Census Tract	10601

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6523 CEDAR ST, MILTON, FL 32570-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FEDERAL CU
Mar 19, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage CERTAINTY HOME LOANS LLC
Mar 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	202050854
Deed Book / Page	4010 / 78
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0037101329
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 2, 2020
Property Address	6523 CEDAR ST, MILTON, FL 32570-2805
Document Number	0040100078
Book / Page	4010 / 78
Map Reference	MB B PG 10
Instrument Date	Sep 8, 2020
Instrument	202050854
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10313 BIRKENHEAD RD, 10313, YUKON, OK 73099-7503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6448 GAYNELL AVE, MILTON, FL 32570-3415
Investor	Possibly a Property Investor

Mortgage

Document Number	0040100081
Date	Oct 2, 2020
Book Page	4010/81
Instrument	202050856

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 19, 2018
Property Address	6523 CEDAR ST, MILTON, FL 32570-2805
Document Number	0037101330
Book / Page	3710 / 1330
Map Reference	MB B PG10
Instrument Date	Mar 15, 2018
Instrument	201810481
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TITLE OF NORTHWEST FLO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$909.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4706 SPENCER OAKS BLVD, 4706, PACE, FL 32571-6243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 CEDAR ST, MILTON, FL 32570-2805

Mortgage

Document Number	0201810482
Date	Mar 19, 2018
Instrument	201810482

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 6, 2018
Property Address	6523 CEDAR ST, MILTON, FL 32570-2805
Document Number	0037070497
Book / Page	003707 / 000497
Instrument Date	Feb 12, 2018
Instrument	8614
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4706 SPENCER OAKS BLVD PACE FL 325716243, PACE, FL 32571-6243

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,862 (+1.8%) Land $24,000 Building $172,862	$196,862 (+1.8%) Land $24,000 Building $172,862
2024	$2,243.00 (-14.52%) Homeowner's exemption	$193,387 (+1.75%) Land $24,000 Building $169,387	$193,387 (+1.75%) Land $24,000 Building $169,387
2023	$2,624.00 (+8.7%)	$190,055 (+9.51%) Land $22,000 Building $168,055	$190,055 (+9.51%) Land $22,000 Building $168,055
2022	$2,414.00	$173,548	$173,548 Land $14,000 Building $159,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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