6523 109th Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 6523 109th Ln N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,708 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2022)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-44-0168`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-44-0168`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	572 sqft
Basement Area	91 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 70 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	448 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6523 109TH LN N
City	CHAMPLIN
State	MN
Zip	55316-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 016 BLOCK 004 A WEIDEMA ESTATES 2ND ADDN N70X110
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	44
Legal Subdivision	WEIDEMA ESTATES 2ND ADDN
Legal Block	4
Legal Lot Number	16
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3011
Census Tract	26908

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage NOVATION CU
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage NOVATION CU
Dec 11, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	202211133824
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	0A10294462
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 20, 2022
Property Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301
Document Number	0A11130183
Instrument Date	Jun 30, 2022
Instrument	A11130183
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,411.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301

Mortgage

Document Number	0A11130184
Date	Jul 20, 2022
Instrument	A11130184

Lender

Name	NOVATION CU
Type	Credit Union
Address	SAINT PAUL, MN 55128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 1, 2022
Property Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301
Document Number	0A11133824
Instrument Date	Jun 30, 2022
Instrument	A11133824
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301

Mortgage

Document Number	0A11133825
Date	Aug 1, 2022
Instrument	A11133825

Lender

Name	NOVATION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2037

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 11, 2019
Property Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301
Document Number	0010734797
Instrument Date	Oct 28, 2019
Instrument	10734797
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.60

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6523 109TH LN N CHAMPLIN MN 553164301, CHAMPLIN, MN 55316-4301

Mortgage

Document Number	10734798
Date	Dec 11, 2019
Instrument	10734798

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6523 109TH LN N, CHAMPLIN, MN 55316-4301
Document Number	0010549321
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6523 109TH LN N CHAMPLIN MN 553164301, CHAMPLIN, MN 55316-4301

Mortgage

Document Number	0010549321
Date	Apr 30, 2018
Instrument	10549321

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,419.00 (+1.35%)	$371,500 (-0.91%) Land $102,000 Building $269,500	$371,500 (-0.91%) Land $102,000 Building $269,500
2024	$4,360.00 (+9.25%)	$374,900 (+5.01%) Land $108,000 Building $266,900	$374,900 (+5.01%) Land $108,000 Building $266,900
2023	$3,991.00 Homeowner's exemption
2022		$357,000 Land $101,000 Building $256,000	$357,000 Land $101,000 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

6523 109th Ln N, Champlin, MN 55316 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 109th Ln N

Nearby Streets

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