6522 Sturgeon Point Rd, Providence Forge, VA 23140 Property Records

Charles City County property record for 6522 Sturgeon Point Rd, Providence Forge, VA 23140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1988
Lot Size	1.95 acres (85,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2022)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18 9A`

Property Details

APN / Parcel Number

Primary APN	`18 9A`
Alternative APN	`3410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Gross Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Lot Area	85,159 sqft (1.95 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3410
Street Address	6522 STURGEON POINT RD
City	PROVIDENCE FORGE
State	VA
Zip	23140-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	CLAYS PARCEL D PLAT W/IN16-741,10-858 IN12-40,11-862 DB204-86
Jurisdiction	CHARLES CITY VA
Township / Civil Division	3
Census Block Group	2
Census Block	2027
Census Tract	600300

Owner

Source: Charles City County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6522 STURGEON POINT RD, PROVIDENCE FORGE, VA 23140-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	2022751
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLES CITY VA
Recording Date	Aug 18, 2022
Property Address	6522 STURGEON POINT RD, PROVIDENCE FORGE, VA 23140-2717
Document Number	0202200751
Instrument Date	Aug 16, 2022
Instrument	202200751
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6522 STURGEON POINT RD, PROVIDENCE FORGE, VA 23140-2717

Mortgage

Document Number	0202200752
Date	Aug 18, 2022
Instrument	202200752

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Charles City County assessment roll, as of July 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Charles City County
Unified School District	Charles City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00	$168,300 Land $22,800 Building $145,500	$168,300 Land $22,800 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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