6522 Havencrest Dr, Denver, NC 28037 Property Records

Lincoln County property record for 6522 Havencrest Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,958 sqft · built 2007
Lot Size	1.52 acres (66,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,000 (Jun 2020)
Tax Bill	$3,480 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3684-68-2656`

Property Details

APN / Parcel Number

Primary APN	`3684-68-2656`
Alternative APNs	`278489` `86715`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,958 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	66,473 sqft (1.52 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	278489
Street Address	6522 HAVENCREST DR
City	DENVER
State	NC
Zip	28037-0109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	35&36 RANCHES@BETH HAVEN
Legal Subdivision	RANCHES BETH HAVEN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	70902

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6522 HAVENCREST DR, DENVER, NC 28037-0109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	2020609683
Deed Book / Page	2913 / 828
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	0025290541
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6522 HAVENCREST DR, DENVER, NC 28037-0109
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003225879
Date	Jan 27, 2023
Book Page	3225/879
Instrument	662961

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DENVER, NC 28037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6522 HAVENCREST DR, DENVER, NC 28037-0109
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003080752
Date	Sep 3, 2021
Book Page	3080/752
Instrument	638102

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 1, 2020
Property Address	6522 HAVENCREST DR, DENVER, NC 28037-0109
Document Number	0002913828
Book / Page	2913 / 828
Map Reference	MB 14 PG 200
Instrument Date	Jun 1, 2020
Instrument	609683
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 GALLERY DR, 2504, DENVER, NC 28037-9262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6522 HAVENCREST DR, DENVER, NC 28037-0109

Mortgage

Document Number	0000609684
Date	Jun 1, 2020
Instrument	609684

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,480.00 (+0.61%)	$593,621 (-) Land $63,574 Building $530,047	$593,621 (-) Land $63,574 Building $530,047
2025	$3,459.00 (+0.9%)	$593,621 (-) Land $63,574 Building $530,047	$593,621 (-) Land $63,574 Building $530,047
2023	$3,428.00	$593,621 Land $63,574 Building $530,047	$593,621 Land $63,574 Building $530,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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