Okaloosa County property record for 6521 Old River Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,212 sqft · built 1985 |
| Lot Size | 9.91 acres (431,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2023) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9657-0 |
| Primary APN | C56-000-594-9657-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 1,212 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 431,680 sqft (9.91 acres) |
| Lot Width | 150 ft Width |
| Porch | Screened/Unfinished Porch |
| Porch Area | 220 sqft |
| Patio Area | 428 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Convection |
| Street Address | 6521 OLD RIVER RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE1/4 OF SW1/4 OF SW1/4 LESS 1.93 AC LYING IN NE COR AND THE SOUTH 150FT OF THE NORTH 285FT OF THE NW1/4 OF SW1/4 OF SW1/4 LYING E OF R/W |
| Legal Range | 24W |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Subdivision | AND THE SOUTH |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 20102 |
Source: Okaloosa County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6521 OLD RIVER RD, BAKER, FL 32531-8142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 23, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 20233626345 |
| Deed Book / Page | 3676 / 4669 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0029914930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 30, 2023 |
| Property Address | 6521 OLD RIVER RD, BAKER, FL 32531-8142 |
| Document Number | 0036764669 |
| Book / Page | 3676 / 4669 |
| Instrument Date | May 26, 2023 |
| Instrument | 3626345 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2104 TWIST CIR SW, HUNTSVILLE, AL 35803-2004 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6521 OLD RIVER RD, BAKER, FL 32531-8142 |
| Document Number | 0036764672 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 3676/4672 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6521 OLD RIVER RD, BAKER, FL 32531-8142 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035420537 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 3542/537 |
| Instrument | 3449678 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6521 OLD RIVER RD, BAKER, FL 32531-8142 |
| Document Number | 0033473437 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6521 OLD RIVER RD BAKER FL 325318142, BAKER, FL 32531-8142 |
| Document Number | 0033473437 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 003347/003437 |
| Instrument | 3203508 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+318.82%) | $144,295 (+136.39%) Land $60,853 Building $83,442 | $144,295 (+9.59%) Land $60,853 Building $83,442 |
| 2023 | $356.00 (-10.55%) Homeowner's exemption Widower's exemption | $61,041 (+3%) | $131,669 (+0.15%) Land $51,701 Building $79,968 |
| 2022 | $398.00 Homeowner's exemption | $59,263 | $131,476 Land $57,821 Building $73,655 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures