Frederick County property record for 6521 Holter Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,512 sqft · built 1860 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Sep 2020) |
| Tax Bill | $4,806 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-159434 |
| Primary APN | 03-159434 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,512 sqft Living Area |
| 1st Floor Area | 1,756 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 40,000 sqft (0.918 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 159434 |
|---|---|
| Street Address | 6521 HOLTER RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-6625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 2 SECTION 1 40000 SQ. FT. HOMESTEAD FARMS |
| Legal Subdivision | HOMESTEAD FARMS |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 752602 |
6521 Holter Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6521 HOLTER RD, MIDDLETOWN, MD 21769-6625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Line of Credit MIDATLANTIC FARM CREDIT ACA |
| Sep 24, 2020 | Deed, Transfer · Conventional Mortgage MIDATLANTIC FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Deed Book / Page | 14102 / 255 |
| Prior Transfer Date | Mar 27, 2007 |
| Prior Transfer Doc | 0065190363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6521 HOLTER RD, MIDDLETOWN, MD 21769-6625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157650317 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 15765/317 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, MD 21157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 2, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 24, 2020 |
| Property Address | 6521 HOLTER RD, MIDDLETOWN, MD 21769-6625 |
| Document Number | 0141020255 |
| Book / Page | 14102 / 255 |
| Map Reference | MB 55 PG 168 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6521 HOLTER RD, MIDDLETOWN, MD 21769-6625 |
| Document Number | 14102261 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 14102/261 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jul 1, 2035 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $425,600 | $466,500 Land $116,400 Building $350,100 | |
| 2024 | $4,806.00 (+15.06%) | ||
| 2023 | $4,177.00 | $343,800 Land $86,100 Building $257,700 | $343,800 Land $86,100 Building $257,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6521 Holter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6521 Holter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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