6521 Hemlock Ave, Gary, IN 46403 Property Records

Lake County property record for 6521 Hemlock Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,925 sqft · built 1927
Lot Size0.331 acres (14,418 sqft)
OwnerCompany Name on Record
Last Sale$151,500 (Jun 2018)
Tax Bill$2,105 (2024)
Deeds & MortgagesJul 2026 Mortgage
Apr 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0306-0058

Property Details

APN / Parcel Number

Primary APN001-25-43-0306-0058
Alternative APNs
  • 45-05-32-302-002.000-004
  • 254303060058

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,925 sqft Living Area
Gross Area3,850 sqft
1st Floor Area1,925 sqft
AtticAttic
Attic Area816 sqft
Basement Area933 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1975
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area14,418 sqft (0.331 acres)
Lot Dimensions131 ft deep x 110 ft wide
TerrainRolling
View / LotExtra Front
Garage TypeAttached
Garage Area176 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6521 HEMLOCK AVE
CityGARY
StateIN
Zip46403-2081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND BLVD. ADD. L.56 & L.57 BL.E
Legal SubdivisionGRAND BLVD. ADD
Legal BlockE
Legal Lot Number56
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3014
Census Tract10100

Owner

Source: Lake County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6521 HEMLOCK AVE, GARY, IN 46403-2081
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 13, 2022Intrafamily Transfer, Transfer
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 4, 2020Deed of Trust, Mortgage
QUICKEN LNS
Jun 13, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Deed Document Number201836957
Last Transfer DateMar 30, 2022
Transfer Doc0000015514
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateJul 31, 2026
Property Address6521 HEMLOCK AVE, GARY, IN 46403-2081
Document Number0000532264
Instrument DateJul 29, 2026
Instrument2026532264
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212

Mortgage

Document Number0000532264,
DateJul 31, 2026
Instrument2026532264
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateApr 13, 2022
Property Address6521 HEMLOCK AVE, GARY, IN 46403-2081
Document Number0000015514
Map ReferenceMB 20 PG 8
Instrument DateMar 30, 2022
Instrument2022-515514
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 HEMLOCK AVE, GARY, IN 46403-2081

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address6521 HEMLOCK AVE, GARY, IN 46403-2081
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005976
DateFeb 8, 2022
Instrument2022-505976
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address6521 HEMLOCK AVE, GARY, IN 46403-2081
Document Number0000015752
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedApr 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 HEMLOCK AVE GARY IN 464032081, GARY, IN 46403-2081

Mortgage

Document Number0000015752
DateMar 5, 2020
Instrument15752
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term300 Months
DueMar 4, 2045

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 13, 2018
Property Address6521 HEMLOCK AVE, GARY, IN 46403-2081
Document Number0000036957
Instrument DateJun 8, 2018
Instrument36957
Transaction TypeTransfer
Record UpdatedJul 6, 2018
Title CompanyAFFINITY TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 HEMLOCK AVE GARY IN 464032081, GARY, IN 46403-2081

Mortgage

Document Number36958
DateJun 13, 2018
Instrument36958
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,400 (+27.1%) Land $41,100 Building $179,300$220,400 (+27.1%) Land $41,100 Building $179,300
2024$2,105.00 (+10.27%)
2023$173,400 (+13.26%) Land $47,300 Building $126,100$173,400 (+13.26%) Land $47,300 Building $126,100
2022$1,909.00 Homeowner's exemption$153,100 Land $13,500 Building $139,600$153,100 Land $13,500 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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