6521 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 6521 Franklin St, Ferrum, VA 24088

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,827 sqft · built 1964
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on Record
Last Sale$80,000 (May 2019)
Tax Bill$990 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Jun 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN081 01-028 00

Property Details

APN / Parcel Number

Primary APN081 01-028 00
Alternative APN
  • 25509

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,827 sqft Living Area
Gross Area1,987 sqft
1st Floor Area1,827 sqft
Basement Area1,421 sqft
Unfinished Basement1,421 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
TerrainRolling
DrivewayPaver Driveway
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number25509
Street Address6521 FRANKLIN ST
CityFERRUM
StateVA
Zip24088-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNZ
Legal DescriptionH S BOWLES LOTS 12-15
Legal SubdivisionH S BOWLES
Legal Lot Number12-15
JurisdictionFRANKLIN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1046
Census Tract20701

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address134 24TH ST SE, ROANOKE, VA 24014-2440
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
AMERICAN NAT'L BK
Jun 20, 2019Deed of Trust, Mortgage · Line of Credit
AMERICAN NAT'L BK
May 1, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Deed Document Number20192463
Deed Book / Page1121 / 352
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address6521 FRANKLIN ST, FERRUM, VA 24088-4331
Document Number0011302271
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6521 FRANKLIN ST FERRUM VA 240884331, FERRUM, VA 24088-4331

Mortgage

Document Number0011302271
DateNov 20, 2019
Book Page001130/002271
Instrument7530
Lender
NameAMERICAN NAT'L BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address6521 FRANKLIN ST, FERRUM, VA 24088-4331
Document Number0011230875
Instrument DateJun 20, 2019
Transaction TypeMortgage
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6521 FRANKLIN ST FERRUM VA 240884331, FERRUM, VA 24088-4331

Mortgage

Document Number0011230875
DateJun 20, 2019
Book Page001123/000875
Instrument3638
Lender
NameAMERICAN NAT'L BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN VA
Recording DateMay 1, 2019
Property Address6521 FRANKLIN ST, FERRUM, VA 24088-4331
Document Number0011210352
Book / Page001121 / 000352
Instrument DateApr 11, 2019
Instrument2463
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$80.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address134 24TH ST SE ROANOKE VA 240142440, ROANOKE, VA 24014-2440

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$990.00 (+14.72%)$230,300 (+62.64%) Land $23,000 Building $207,300$230,300 (+62.64%) Land $23,000 Building $207,300
2023$863.00$141,600 (-) Land $18,000 Building $123,600$141,600 (-) Land $18,000 Building $123,600
2022$141,600 Land $18,000 Building $123,600$141,600 Land $18,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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