6521 Chipstead Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 6521 Chipstead Ln, Charlotte, NC 28277 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1995
Square Footage4,076 sqft Heated Area
Lot Size31,782 sqft (0.729 acres)
OccupancyOwner Occupied
Last Sale$1,225,000 (2022)
Tax Bill$12,303.00 (2023)

Owner

Source: Mecklenburg County records · APN 225-451-31

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2023Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
Nov 30, 2022Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Mar 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 01, 2017Loan Modification, Mortgage
ASTORIA BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleMar 19, 2020
Deed Doc Number0037801153
Deed Book / Page37801 / 153
Record RefreshedJun 07, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014252
DateFeb 20, 2023
Book Page37942/250
Instrument2023014252
Lender
NameALLEGACY FCU
TypeCredit Union
Address27144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2022
Property Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560
Document Number0000159158
Book / Page37801 / 153
Map ReferenceMB 26 PG 308
Instrument DateNov 28, 2022
Instrument2022159158
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560

Mortgage

Document Number0000159159
DateNov 30, 2022
Instrument2022159159
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateDec 01, 2029
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.25%
Index52-Week T-Bill (1-Year)
Max Rate11.2%

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMar 19, 2020
Property Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560
Document Number0000038974
Book / Page034384 / 000539
Instrument DateMar 09, 2020
Instrument38974
Transaction TypeTransfer
Record UpdatedMay 07, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6521 CHIPSTEAD LN CHARLOTTE NC 282774560, CHARLOTTE, NC 28277-4560

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address6521 CHIPSTEAD LN, CHARLOTTE, NC 28277-4560
Document Number0000146049
Book / Page032229 / 000406
Instrument DateOct 01, 2017
Transaction TypeMortgage
Record UpdatedNov 09, 2017
Title CompanyLANDSTAR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 CHIPSTEAD LN CHARLOTTE NC 282774560, CHARLOTTE, NC 28277-4560

Mortgage

Document Number0000146049
DateOct 27, 2017
Book Page032229/000406
Instrument146049
Lender
NameASTORIA BK
TypeBank
AddressJERICHO, NY 11753
Agreement
AmountAmount Recorded
Term300 Months
DueOct 26, 2042
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN225-451-31

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,076 sqft Heated Area
Gross Area5,802 sqft Gross Area
1st Floor2,404 sqft 1st Floor
Upper Floors1,642 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Foundation TypeRaised Foundation
Roof MaterialWood Roof
Lot Area31,782 sqft (0.729 acres)
Garage Area484 sqft Garage
Pool Area882 sqft Pool
Porch1 Porch
Porch Area568 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number225-451-31
Street Address6521 CHIPSTEAD LN
CityCHARLOTTE
StateNC
Zip28277-4560
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL50 M26-308
Legal SubdivisionGLYNMOOR LKS/PIPER GLEN PH 03
Legal Lot Number50
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1008
Census Tract5815

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