6520 Waving Tree Ct, Columbia, MD 21044 Property Records

Howard County property record for 6520 Waving Tree Ct, Columbia, MD 21044 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1997
Square Footage	2,224 sqft Total Area
Lot Size	11,212 sqft (0.257 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$557,000 (2011)
Tax Bill	$10,913.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-117958`
Alternative APN	`117958`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,224 sqft Total Area
Basement Area	800 sqft Basement
Finished Basement	800 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	11,212 sqft (0.257 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	117958
Street Address	6520 WAVING TREE CT
City	COLUMBIA
State	MD
Zip	21044-6039
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 243 11,212 SQ 6520 WAVING TREE CT VIL RIV HIL S2 A6 PH 1
Legal Subdivision	VILLAGE OF RIVER HILL
Legal Phase	1
Legal Lot Number	243
Jurisdiction	HOWARD MD
Minor Civil Division	5, CLARKSVILLE
Census Blockgroup	3
Census Block	3006
Census Tract	605505

Owner

Source: Howard County records · APN 15-117958

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6520 WAVING TREE CT, COLUMBIA, MD 21044-6039
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2011 · Amount on Record
Deed Sale	Oct 11, 2011 · Amount on Record
Prior Sale	Oct 11, 2011 · Amount on Record
Deed Doc Number	201113494/0312
Deed Book / Page	13494 / 312
Transfer Doc	0041660523
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6520 WAVING TREE CT, COLUMBIA, MD 21044-6039
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200510075
Date	Dec 28, 2020
Book Page	20051/75

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,500 (+5%)	$778,900 (-) Land $437,900 Building $341,000
2025	$10,913.00 (+4.67%) Homeowner's exemption	$708,100 (+9.66%)	$778,900 (+15.79%) Land $437,900 Building $341,000
2024	$10,426.00 (+49.65%)
2023		$645,733	$672,700 Land $397,900 Building $274,800
2022	$6,967.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.