6520 Thomas Cir, Lumberton, TX 77657 Property Records

Hardin County property record for 6520 Thomas Cir, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	1,415 sqft · built 2000
Lot Size	0.259 acres (11,308 sqft)
Owner	Individual Name on Record
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006195-000070`

Property Details

APN / Parcel Number

Primary APN	`006195-000070`
Alternative APN	`37177`

Interior

Stories	1 Story
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	11,308 sqft (0.259 acres)
Lot Dimensions	130 ft deep x 87 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Canopy	360 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	37177
Street Address	6520 THOMAS CIR
City	LUMBERTON
State	TX
Zip	77657-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06195 WESTWOOD V, LOT 7, ACRES .2596
Legal Subdivision	WESTWOOD V
Legal Lot Number	7
Jurisdiction	HARDIN TX
Township / Civil Division	KOUNTZE
Census Block Group	2
Census Block	2030
Census Tract	30302

Owner

Source: Hardin County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6520 THOMAS CIR, LUMBERTON, TX 77657-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019
Deed Sale	Jul 30, 2019
Prior Sale	Jul 5, 2007
Deed Document Number	2019-96935
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	6520 THOMAS CIR, LUMBERTON, TX 77657-7535
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111489
Date	Jan 29, 2021
Instrument	2021-111489

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Jul 30, 2019
Property Address	6520 THOMAS CIR, LUMBERTON, TX 77657-7535
Document Number	0000096935
Map Reference	VOL 3 PG 188-A
Instrument Date	Jul 29, 2019
Instrument	2019-96935
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6520 THOMAS CIR, LUMBERTON, TX 77657-7535
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096936
Date	Jul 30, 2019
Instrument	2019-96936

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,314.00 (-2.98%) Homeowner's exemption	$229,233 (+1%) Land $36,975 Building $200,288	$237,263 (-) Land $36,975 Building $200,288
2024	$2,385.00 (+9.76%) Homeowner's exemption	$208,394 (-5.69%) Land $36,975 Building $200,288	$237,263 (+7.37%) Land $36,975 Building $200,288
2023	$2,173.00 Homeowner's exemption	$220,975 Land $36,975 Building $184,000	$220,975 Land $36,975 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 123 policies
Nearby Flood Policies	123 in force
Nearby Flood Claims	6 (2007–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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