6520 State Hwy 4, Watson, OK 74963 Property Records

McCurtain County property record for 6520 State Hwy 4, Watson, OK 74963

Property Summary

Property Type	Convenience Store
Details	1 ba · 1,648 sqft · built 1958
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2025)
Tax Bill	$551 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40085`

Property Details

APN / Parcel Number

Primary APN	`40085`
Alternative APN	`0000-26-01S-26E-3-029-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,648 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Canopy	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	40085
Street Address	6520 STATE HIGHWAY 4
City	WATSON
State	OK
Zip	74963-5135
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Legal Description	SEC.26-1-26 B947/P737 ALL THAT PT NWSW DES AS; COMM NW COR NWSW; TH S942.1'; TH E364' TO POB; TH E134'; TH S02*30'E100'; TH W
Legal Range	26E
Legal Township	01S
Legal Section	26
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	2
Census Block	2090
Census Tract	98200

Owner

6520 State Hwy 4, a commercial property, is owned by two individuals who bought it in December 2025.

Source: McCurtain County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 GRAYLING LN, WATSON, OK 74963-5076
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Dec 18, 2023 · Amount on File
Deed Document Number	2025638463
Deed Book / Page	1257 / 81
Prior Transfer Date	Dec 5, 2023
Prior Transfer Doc	001190/531
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Dec 17, 2025
Property Address	6520 STATE HIGHWAY 4, WATSON, OK 74963-5135
Document Number	0001257/81
Book / Page	1257 / 81
Instrument Date	Oct 10, 2025
Instrument	I-2025-638463
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	SOUTHERN ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 GRAYLING LN, WATSON, OK 74963-5076

Mortgage

Document Number	0001257/84
Date	Dec 17, 2025
Book Page	1257/84
Instrument	I-2025-638464

Lender

Name	UNION BANK
Type	Bank
Address	MENA, AR 71953

Agreement

Amount	Amount on Record
Term	238 Months
Due	Oct 10, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 6520 State Hwy 4 was $551.

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,750 (+102.98%) Land $5,285 Building $8,465	$125,000 (+83.63%) Land $48,049 Building $76,951
2025	$551.00	$6,774 Land $694 Building $6,080	$68,071 Land $12,799 Building $55,272
2023	$694.00	$8,361 Land $550 Building $7,811	$76,009 Land $5,000 Building $71,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6520 State Hwy 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6520 State Hwy 4 is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on State Hwy 4

Nearby Streets

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