6520 S Bay Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 6520 S Bay Dr, Excelsior, MN 55331

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 3.5 ba · 2,220 sqft · built 1979
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Trust Names on File
Last Sale	$1,450,000 (Dec 2023)
Tax Bill	$10,811 (2025)
Deeds & Mortgages	Dec 2023 Sale Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-11-0027`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-11-0027`
Alternative APN	`3411724140009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft
Lot Dimensions	45.5 ft deep x 10 ft wide
Terrain	Wooded
View / Lot	Waterfront
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	256 sqft
Deck Area	633 sqft
Patio Area	633 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6520 S BAY DR
City	EXCELSIOR
State	MN
Zip	55331-9684
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 003 BLOCK 001 A HALSTED BAY ESTATES EXCEPT STREET IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	HALSTED BAY ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2005
Census Tract	27703

Owner

6520 S Bay Dr, a residential property, is held in a trust since December 2023.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6520 S BAY DR, EXCELSIOR, MN 55331-9684
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Transfer BURNETT TITLE, BURNET TITLE
Feb 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	202311251752
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0010918102
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 14, 2023
Property Address	6520 S BAY DR, EXCELSIOR, MN 55331-9684
Document Number	0A11251752
Instrument Date	Sep 15, 2023
Instrument	A11251752
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Tax	$4,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	14700 E REDINGTON RD, TUCSON, AZ 85749-9042

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Feb 18, 2021
Property Address	6520 S BAY DR, EXCELSIOR, MN 55331-9684
Document Number	0A10918102
Instrument Date	Dec 30, 2020
Instrument	A10918102
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4094 PIRATES BCH, GALVESTON, TX 77554-8040

Mortgage

Document Number	0A10919311
Date	Feb 18, 2021
Instrument	A10919311

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6520 S Bay Dr was $10,811.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,811.00	$1,020,600 Land $1,020,600	$1,020,600 Land $1,020,600
2023	$11,978.00
2022		$1,080,000 Land $1,080,000	$1,080,000 Land $1,080,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6520 S Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6520 S Bay Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Frontier.

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