6520 Ladera Norte, Austin, TX 78731 Property Records

Travis County property record for 6520 Ladera Norte, Austin, TX 78731

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,112 sqft · built 1984
Lot Size0.34 acres (14,823 sqft)
OwnerIndividual Name on File
Tax Bill$21,821 (2024)
Deeds & MortgagesSep 2021 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0141090306

Property Details

APN / Parcel Number

Primary APN0141090306
Alternative APNs
  • 01410903060000
  • 139178

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,112 sqft Living Area
Gross Area3,641 sqft
1st Floor Area2,202 sqft
2nd Floor Area910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,823 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area308 sqft
Deck Area96 sqft
Patio Area631 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number139178
Old Parcel Number01410903060000
Street Address6520 LADERA NORTE
CityAUSTIN
StateTX
Zip78731-2629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 BLK D CAT MOUNTAIN NORTH SEC I-A
Legal SubdivisionCAT MOUNTAIN NORTH SEC I-A
Legal BlockD
Legal Lot Number36
JurisdictionTRAVIS TX
Township / Civil DivisionAUSTIN
Census Block Group3
Census Block3004
Census Tract30000

Owner

6520 Ladera Norte is owned and occupied by an individual who acquired it in June 2018.

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6520 LADERA NORTE, AUSTIN, TX 78731-2629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 22, 2018Vendor's Lien, Transfer · ARM
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2018
Deed SaleJun 22, 2018
Prior SaleJun 27, 2007
Deed Document Number2018097800
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address6520 LADERA NORTE, AUSTIN, TX 78731-2629
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000206015
DateSep 15, 2021
Instrument2021206015
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

June 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateJun 22, 2018
Property Address6520 LADERA NORTE, AUSTIN, TX 78731-2629
Document Number0000097800
Map ReferenceVOL82 PG236
Instrument DateJun 21, 2018
Instrument2018097800
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyHERITAGE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 LADERA, AUSTIN, TX 78731

Mortgage

Document Number0000097801
DateJun 22, 2018
Instrument2018097801
Lender
NameBANCORPSOUTH BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2028
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate10.7%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityAustin City
CountyTravis County
Unified School DistrictAustin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,373,737 Land $534,674 Building $839,063$1,373,737 Land $534,674 Building $839,063
2024$21,821.00
2023$1,635,678 Land $600,000 Building $1,035,678$1,635,678 Land $600,000 Building $1,035,678
2022$18,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6520 Ladera Norte in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2018–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6520 Ladera Norte is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUSTIN WATER & WASTEWATER
serves 1,115,323 people · EPA ID TX2270001
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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