6520 FM 1201, Gainesville, TX 76240 Property Records

Cooke County property record for 6520 FM 1201, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,104 sqft · built 2010
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Sep 2009)
Tax Bill	$4,900 (2026)
Deeds & Mortgages	Nov 2010 Mortgage Apr 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0952-003-00001`

Property Details

APN / Parcel Number

Primary APN	`0952-003-00001`
Alternative APN	`12696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,104 sqft Living Area
Gross Area	4,049 sqft
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Mixed
Garage Area	792 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	473 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0952-003-00001
Street Address	6520 FM 1201
City	GAINESVILLE
State	TX
Zip	76240-0548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEWART EA; 0952; 3.9000
Legal Subdivision	STEWART EA
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2084
Census Tract	200

Owner

6520 FM 1201 is owned and occupied by two individuals who acquired it in April 2025.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 7, 2025	Transfer on Death Deed, Transfer
Apr 7, 2025	Transfer on Death Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2009 · Amount on File
Deed Sale	Sep 14, 2009 · Amount on File
Deed Document Number	20095931
Deed Book / Page	1655 / 301
Last Transfer Date	Apr 7, 2025
Transfer Doc	002703/741
Record Updated	Oct 29, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001721/330
Date	Nov 30, 2010
Book Page	1721/330
Instrument	00015948

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2040

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001865/693
Date	Apr 15, 2013
Book Page	1865/693
Instrument	00037174

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002369/789
Date	Oct 20, 2020
Book Page	2369/789
Instrument	20208539

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002038/685
Date	Nov 6, 2015
Book Page	2038/685
Instrument	2015-61418

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2030

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Apr 7, 2025
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Document Number	002703/741
Book / Page	2703 / 741
Map Reference	VOL 1105 PG 204
Instrument Date	Apr 7, 2025
Instrument	2025-2289
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6520 FM 1201, GAINESVILLE, TX 76240-0548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6520 FM 1201, GAINESVILLE, TX 76240-0548

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Apr 7, 2025
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Document Number	002703/746
Book / Page	2703 / 746
Map Reference	VOL 1105 PG 204
Instrument Date	Apr 7, 2025
Instrument	2025-2290
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6520 FM 1201, GAINESVILLE, TX 76240-0548

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	6520 FM 1201, GAINESVILLE, TX 76240-0548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2369/789
Date	Oct 20, 2020
Book Page	2369/789
Instrument	20208539

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6520 FM 1201 was $4,900 with exemptions applied, up 58.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,900.00 (+58.78%) Homeowner's exemption Senior Citizen's exemption	$413,302 (+1%)	$441,990 (-) Land $144,100 Building $297,890
2025	$3,086.00 (-7.13%) Homeowner's exemption Senior Citizen's exemption	$375,729 Land $144,100 Building $297,890	$441,990 Land $144,100 Building $297,890
2024	$3,323.00
2023		$310,520 Land $92,210 Building $340,450	$432,660 Land $92,210 Building $340,450
2022	$3,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6520 FM 1201 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6520 FM 1201 is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 72% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: Verizon.

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