6520 Emerald Dr, Waco, TX 76708 Property Records

McLennan County property record for 6520 Emerald Dr, Waco, TX 76708 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,325 sqft Living Area
Lot Size6,900 sqft (0.158 acres)
GarageAttached, 504 sqft
Tax Bill$6,467.00 (2024)

Owner

Source: McLennan County records · APN 140398010037009

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6537 CASCADE DR, WACO, TX 76712-4302
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Commercial Mortgage
EDUCATORS CU
Jul 31, 2018Deed of Trust, Mortgage
EDUCATORS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2008
Deed SaleNov 17, 2008
Prior SaleJul 14, 2008 · Amount on Record
Deed Doc Number2008037340
Record RefreshedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address6520 EMERALD DR, WACO, TX 76708-9716
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005342
DateFeb 10, 2021
Instrument2021005342
Lender
NameEDUCATORS CU
TypeCredit Union
AddressWACO, TX 76702
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 01, 2031

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address6520 EMERALD DR, WACO, TX 76708-9716
Document Number0000029149
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address6520 EMERALD DR WACO TX 767089716, WACO, TX 76708-9716

Mortgage

Document Number0000029149
DateAug 16, 2018
Instrument29149
Lender
NameEDUCATORS CU
TypeCredit Union
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term120 Months
DueAug 15, 2028

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictBosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$283,160 (+21.38%) Land $29,670 Building $253,490$283,160 (+21.38%) Land $29,670 Building $253,490
2024$6,467.00 (+14.68%)
2023$233,290 Land $29,670 Building $203,620$233,290 Land $29,670 Building $203,620
2022$5,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 16% of Texas
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN140398010037009
Alternative APNs
  • 1403980100370090111
  • 103228

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,325 sqft Living Area
Gross Area1,829 sqft Gross Area
1st Floor1,325 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1998
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area6,900 sqft (0.158 acres)
Depth X Width115 ft x 60 ft Depth x Width
Driveway1 Driveway
Driveway Area1,050 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

FenceFence
Patio Area60 sqft Patio
PorchOpen Porch
Porch Area224 sqft Porch
Storage Building140 sqft Storage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number103228
Old Parcel Number1403980100370090111
Street Address6520 EMERALD DR
CityWACO
StateTX
Zip76708-9716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS LOT 37 BLOCK 1 ACRES .1584
Legal SubdivisionHIGHLAND WOODS
Legal Block1
Legal Lot Number37
JurisdictionMCLENNAN TX
Minor Civil DivisionWACO
Census Blockgroup2
Census Block2057
Census Tract4104

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