6520 Couch St, Houston, TX 77091 Property Records

Harris County property record for 6520 Couch St, Houston, TX 77091

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,105 sqft · built 2022
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on Record
Last Sale$467,495 (Nov 2023)
Tax Bill$4,397 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN016-274-012-0016

Property Details

APN / Parcel Number

Primary APN016-274-012-0016
Alternative APN
  • 0162740120043

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,105 sqft Living Area
1st Floor Area805 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area3,000 sqft (0.069 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0162740120016
Street Address6520 COUCH ST
CityHOUSTON
StateTX
Zip77091-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 BLK 12 HIGHLAND HEIGHTS
Legal SubdivisionHIGHLAND HEIGHTS
Legal Block12
Legal Lot Number17
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2013
Census Tract530800

Owner

Source: Harris County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6520 COUCH ST, HOUSTON, TX 77091-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE FIRST STATE BANK
Nov 3, 2023Vendor's Lien, Transfer · Conventional Mortgage
NAVY FCU
Jan 29, 2021Warranty Deed, Transfer
FIRST ST BK/LOUISE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2023 · Amount on Record
Deed SaleNov 3, 2023 · Amount on Record
Prior SaleAug 31, 2023 · Amount on Record
Deed Document Number2023422623
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address6520 COUCH ST, HOUSTON, TX 77091-2112
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000585555
DateDec 14, 2022
Instrument2022-585555
Lender
NameTHE FIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateNov 3, 2023
Property Address6520 COUCH ST, HOUSTON, TX 77091-2112
Document Number0000422623
Map ReferenceVOL 4 PG 66
Instrument DateOct 31, 2023
Instrument2023-422623
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyFRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 COUCH ST, HOUSTON, TX 77091-2112
InvestorPossibly a Property Investor

Mortgage

Document Number0000422624
DateNov 3, 2023
Instrument2023-422624
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateNov 1, 2026
Change Frequency5 Years
Min Rate At Change5%
Max Rate At Change9%
Index5-Year TN
Margin2
Max Rate12%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJan 29, 2021
Property Address6520 COUCH ST, HOUSTON, TX 77091-2112
Document Number0000051960
Instrument DateJan 29, 2021
Instrument51960
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8319 SILENT RIVER DR RICHMOND TX 774067170, RICHMOND, TX 77406-7170

Mortgage

Document Number51961
DateJan 29, 2021
Instrument51961
Lender
NameFIRST ST BK/LOUISE
TypeBank
AddressLOUISE, TX 77455
Agreement
AmountAmount Recorded
Term180 Months
DueJan 28, 2036

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,433 (-7.55%) Land $45,000 Building $260,433$305,433 (-7.55%) Land $45,000 Building $260,433
2025$4,397.00 (-13.34%) Homeowner's exemption$330,370 (+403.32%) Land $45,000 Building $285,370$330,370 (+403.32%) Land $45,000 Building $285,370
2024$5,074.00 (+283.81%)
2023$65,638 Land $45,000 Building $20,638$65,638 Land $45,000 Building $20,638
2022$1,322.00 (+83.87%)
2020$719.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2001–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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