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6520 12th Ave, Lucerne, CA 95458 Property Records

Lake County property record for 6520 12th Ave, Lucerne, CA 95458 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,200 sqft · built 1972
Lot Size0.16 acres (6,970 sqft)
Owner2 Company Names on File
Tax Bill$1,356 (2025)
Deeds & MortgagesMar 2026 Transfer
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone AO (high risk)
APN034-866-050-000

Property Details

APN / Parcel Number

Primary APN034-866-050-000
Alternative APN
  • 034-866-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1973
Construction TypeSteel Frame
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number034-866-05
Street Address6520 12TH AVE
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal Block2
Legal Lot Number5
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2004
Census Tract501

Owner

Source: Lake County records · APN 034-866-050-000

Assessment roll updated October 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address6520 12TH AVE, LUCERNE, CA 95458
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Intrafamily Transfer, Transfer
FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA
Mar 03, 2026Intrafamily Transfer, Transfer · FHA Mortgage
AMERICAN FINANCING CORP
Sep 24, 2021Intrafamily Transfer, Transfer
Jun 02, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2026
Deed SaleMar 03, 2026
Deed Document Number20261989
Prior Transfer DateJan 26, 2026
Prior Transfer Doc0000001989
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateMar 03, 2026
Property Address6520 12TH AVE, LUCERNE, CA 95458
Document Number0000001991
Map ReferenceMB 7 PG 80&81
Instrument DateJan 26, 2026
Instrument2026001991
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyFIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6520 12TH AVE, LUCERNE, CA 95458

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateMar 03, 2026
Property Address6520 12TH AVE, LUCERNE, CA 95458
Document Number0000001989
Map ReferenceMB 7 PG 80&81
Instrument DateJan 26, 2026
Instrument2026001989
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyFIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 12TH AVE, LUCERNE, CA 95458

Mortgage

Document Number0000001990
DateMar 03, 2026
Instrument2026001990
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2056

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateSep 24, 2021
Property Address6520 12TH AVE, LUCERNE, CA 95458
Document Number0000016114
Map ReferenceMB 7 PG 80&81
Instrument DateSep 05, 2021
Instrument2021016114
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 1286, LUCERNE, CA 95458-1286

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE CA
Recording DateJun 02, 2021
Property Address6520 12TH AVE, LUCERNE, CA 95458
Document Number0000009373
Map ReferenceMB 7 PG 80&81
Instrument DateJun 02, 2021
Instrument2021009373
Transaction TypeTransfer
Record UpdatedSep 08, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1286, LUCERNE, CA 95458-1286

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,356.00 (+4.55%) Homeowner's exemption$124,291 (+4.04%) Land $37,658 Building $86,633
2023$1,297.00 (+1.01%) Homeowner's exemption$119,467 Land $36,197 Building $83,270
2022$1,284.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
7 of 11 on primary residences
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017, other causes
Flood Events
  • Severe Winter Storms, Flooding, And Mudslides (Feb 2017), 4 claims
  • Severe Winter Storms And Flooding (Feb 1998), 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 7 claims

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire LikelihoodAbout 1 in 353 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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