Madison County property record for 652 Walnut Creek Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $149,900 (Aug 2019) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0034-0159 |
| Primary APN | 0060-0034-0159 |
|---|---|
| Alternative APNs |
|
| Account Number | 57572 |
|---|---|
| Street Address | 652 WALNUT CREEK DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE VILLAGE LOT 159 |
| Legal Subdivision | CREEKSIDE VILLAGE |
| Legal Lot Number | 159 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11401 |
652 Walnut Creek Dr is owned and occupied by an individual who bought it in August 2019.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 652 WALNUT CREEK DR, BEREA, KY 40403-8773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 29, 2019 | Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Jan 19, 2017 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Prior Sale | Jan 19, 2017 · Amount on File |
| Deed Document Number | 2013997925 |
| Deed Book / Page | D00777 / 707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 652 WALNUT CREEK DR, BEREA, KY 40403-8773 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2116/284 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | M2116/284 |
| Instrument | 2014067419 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 29, 2019 |
| Property Address | 652 WALNUT CREEK DR, BEREA, KY 40403-8773 |
| Document Number | D00777/707 |
| Book / Page | D00777 / 707 |
| Map Reference | CAB 24 SL 67 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2013997925 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7019 GRANDEUR PL APT 97, 97, UNION, KY 41091-7860 |
| Name | Verified Name |
|---|---|
| Address | 652 WALNUT CREEK DR, BEREA, KY 40403-8773 |
| Document Number | 2013997926 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2013997926 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 19, 2017 |
| Property Address | 652 WALNUT CREEK DR, BEREA, KY 40403-8773 |
| Document Number | D00740/370 |
| Book / Page | D00740 / 370 |
| Map Reference | CA 24 SL67 |
| Instrument Date | Jan 16, 2017 |
| Instrument | 2013953234 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 W MAPLE ST, NICHOLASVILLE, KY 40356-1238 |
| Name | Verified Name |
|---|---|
| Address | 1028 BROOKLYN BLVD, BEREA, KY 40403-1299 |
| Document Number | 2013953235 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2013953235 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 652 Walnut Creek Dr was $1,489 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 Additional exemption filed | $158,000 | $158,000 |
| 2023 | $1,454.00 | $149,900 | $149,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Walnut Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Walnut Creek Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures