652 W Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 652 W Centennial St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,181 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,283 (2024)
Deeds & Mortgages	Dec 2019 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-254-004.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-254-004.000-021`
Alternative APN	`1336254004021`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,181 sqft Living Area
1st Floor Area	1,181 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	1,008 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	1336254004021
Old Parcel Number	1336254004021
Street Address	652 W CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LEHMANS 1ST LOT 24
Legal Subdivision	LEHMANS 1ST
Legal Block	254
Legal Lot Number	24
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	4
Census Block	4017
Census Tract	1200

Owner

652 W Centennial St is owned by two individuals who acquired it in December 2019.

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25507 STATE ROAD 119, GOSHEN, IN 46526-7458
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Quit Claim Deed, Transfer HERITAGE PARKE TITLE LLC
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019
Deed Sale	Dec 3, 2019
Prior Sale	Dec 2, 2019
Deed Document Number	0000005125
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 3, 2019
Property Address	652 W CENTENNIAL ST, NAPPANEE, IN 46550-1502
Document Number	0000025196
Instrument Date	Dec 2, 2019
Instrument	25196
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25507 STATE ROAD 119 GOSHEN IN 465267458, GOSHEN, IN 46526-7458

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 2, 2019
Property Address	652 W CENTENNIAL ST, NAPPANEE, IN 46550-1502
Document Number	0000005125
Map Reference	PL 111 PG 21
Instrument Date	Nov 27, 2019
Instrument	2019-25125
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 W CENTENNIAL ST, NAPPANEE, IN 46550-1502

Mortgage

Document Number	0000005126
Date	Dec 2, 2019
Instrument	2019-25126

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,500 (+3.87%) Land $14,500 Building $101,000	$115,500 (+3.87%) Land $14,500 Building $101,000
2024	$2,283.00	$111,200 (+3.73%) Land $14,500 Building $96,700	$111,200 (+3.73%) Land $14,500 Building $96,700
2023		$107,200 (+8.83%) Land $14,500 Building $92,700	$107,200 (+8.83%) Land $14,500 Building $92,700
2022	$2,094.00	$98,500 Land $14,500 Building $84,000	$98,500 Land $14,500 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 W Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 W Centennial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

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