Walton County property record for 652 Tropical Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2016 |
| Lot Size | 0.334 acres (14,535 sqft) |
| Owner | Company Name on File |
| Last Sale | $55,000 (Feb 2015) |
| Tax Bill | $2,154 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-1S-19-23033-00B-0400 |
| Primary APN | 33-1S-19-23033-00B-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,540 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,535 sqft (0.334 acres) |
| Lot Dimensions | 190 ft deep x 76 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 652 TROPICAL WAY |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 BLK B BRANDON OAKS 2ND ADD PB 16 PG 76 OR 2909-1092 OR 3115-77 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 33 |
| Legal Subdivision | BRANDON OAKS 2ND ADD |
| Legal Block | B |
| Legal Lot Number | 40 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 950502 |
652 Tropical Way is owned by a company that bought it in February 2015.
Source: Walton County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 321 WOODROW ST NE, FORT WALTON BEACH, FL 32547-2277 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Aug 16, 2019 | Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Jul 25, 2019 | Loan Modification, Mortgage · Line of Credit FIRST FL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2015 · Amount on File |
| Deed Sale | Feb 1, 2015 · Amount on File |
| Prior Sale | Jan 9, 2013 · Amount on File |
| Deed Book / Page | 2972 / 1631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 652 TROPICAL WAY, FREEPORT, FL 32439-1702 |
| Document Number | 0031633371 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 WOODROW ST NE FORT WALTON BEACH FL 325476212, FORT WALTON BEACH, FL 32547-6212 |
| Document Number | 0031633371 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 003163/003371 |
| Instrument | 40248 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 652 TROPICAL WAY, FREEPORT, FL 32439-1702 |
| Document Number | 0031150077 |
| Book / Page | 003115 / 000077 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 28028 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 WOODROW ST NE FORT WALTON BEACH FL 325476212, FORT WALTON BEACH, FL 32547-6212 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 652 TROPICAL WAY, FREEPORT, FL 32439-1702 |
| Document Number | 0031123485 |
| Book / Page | 003112 / 003485 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 25112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 BAYSHORE DR SHALIMAR FL 325792116, SHALIMAR, FL 32579-2116 |
| Document Number | 31123485 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 003112/003485 |
| Instrument | 25112 |
| Name | FIRST FL BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 652 Tropical Way was $2,154, down 0.6% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154.00 (-0.65%) | $293,964 Land $50,000 Building $243,964 | $293,964 Land $50,000 Building $243,964 |
| 2024 | $2,168.00 (+4.84%) | ||
| 2023 | $2,068.00 (+7.32%) | $304,532 (+10.89%) Land $32,648 Building $271,884 | $304,532 (+10.89%) Land $32,648 Building $271,884 |
| 2022 | $1,927.00 | $274,629 Land $36,239 Building $238,390 | $274,629 Land $36,239 Building $238,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Tropical Way in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Tropical Way is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures