Hernando County property record for 652 Tierra Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,291 sqft · built 2016 |
| Lot Size | 0.257 acres (11,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Aug 2024) |
| Tax Bill | $9,135 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R34-223-18-1636-0000-0160 |
| Primary APN | R34-223-18-1636-0000-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,291 sqft Living Area |
| Gross Area | 4,285 sqft |
| 1st Floor Area | 2,744 sqft |
| Upper Floors Area | 547 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,188 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,211 sqft |
| Patio Area | 485 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01675404 |
|---|---|
| Street Address | 652 TIERRA DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN POINTE LOT 16 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | CROWN POINTE |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40906 |
652 Tierra Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Hernando County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 TIERRA DR, SPRING HILL, FL 34609-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2019 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Apr 6, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC |
| Jan 28, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Prior Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 202454773 |
| Deed Book / Page | 4465 / 1336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 652 TIERRA DR, SPRING HILL, FL 34609-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036991381 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 3699/1381 |
| Instrument | 2019027212 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 652 TIERRA DR, SPRING HILL, FL 34609-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038261303 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 3826/1303 |
| Instrument | 2020021946 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 652 TIERRA DR, SPRING HILL, FL 34609-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039450492 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 3945/492 |
| Instrument | 2021005962 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 652 Tierra Dr was $9,135.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,135.00 | $631,877 Land $41,955 Building $589,922 | $631,877 Land $41,955 Building $589,922 |
| 2023 | Additional exemption filed | $326,434 Land $326,434 | |
| 2022 | $660,143 Land $41,955 Building $618,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Tierra Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Tierra Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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