652 Snead Rd, Niantic, IL 62551 Property Records

Macon County property record for 652 Snead Rd, Niantic, IL 62551

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1999
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (May 2020)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-01-301-019`

Property Details

APN / Parcel Number

Primary APN	`13-10-01-301-019`
Alternative APN	`10-01-301-019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	131001301019
Street Address	652 SNEAD RD
City	NIANTIC
State	IL
Zip	62551-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SYLVAN SUBD LOT 17 IRREG
Legal Range	01W
Legal Township	16N
Legal Section	01
Legal Subdivision	SYLVAN SUB
Legal Lot Number	17
Jurisdiction	MACON IL
Township / Civil Division	NIANTIC
Census Block Group	2
Census Block	2033
Census Tract	2800

Owner

Source: Macon County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	652 SNEAD RD, NIANTIC, IL 62551-9740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT
May 8, 2020	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Jul 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Sep 8, 2009 · Amount on Record
Deed Document Number	20201960541
Deed Book / Page	4738 / 960
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	004573/924
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 12, 2023
Property Address	652 SNEAD RD, NIANTIC, IL 62551-9740
Document Number	004962/861
Book / Page	4962 / 861
Map Reference	BK 1832 PG 539
Instrument Date	Jun 30, 2023
Instrument	2013371
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SNEAD RD, NIANTIC, IL 62551-9740

Mortgage

Document Number	0002013372
Date	Jul 12, 2023
Instrument	2013372

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

Mortgage

Document Number	004962/878
Date	Jul 12, 2023
Book Page	4962/878
Instrument	2013373

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	652 SNEAD RD, NIANTIC, IL 62551-9740
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4812/117
Date	Mar 31, 2021
Book Page	4812/117
Instrument	1976426

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 8, 2020
Property Address	652 SNEAD RD, NIANTIC, IL 62551-9740
Document Number	4738/960
Book / Page	4738 / 960
Map Reference	PB 1832 PG 539
Instrument Date	Apr 23, 2020
Instrument	1960541
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	652 SNEAD RD, NIANTIC, IL 62551-9740

Mortgage

Document Number	4738/962
Date	May 8, 2020
Book Page	4738/962
Instrument	1960542

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Jul 17, 2017
Property Address	652 SNEAD RD, NIANTIC, IL 62551-9740
Document Number	4573/924
Book / Page	4573 / 924
Map Reference	PL 1832 PG 539
Instrument Date	Jun 27, 2017
Instrument	1921600
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SNEAD RD, NIANTIC, IL 62551-9740

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Niantic Township
Municipality	Niantic Village
Unified School District	Sangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,900.00 (+2.23%) Homeowner's exemption Veteran's exemption	$52,787 (+3.38%) Land $4,884 Building $47,903	$158,376 (+3.38%) Land $14,653 Building $143,723
2024	$3,815.00 (+61.79%)	$51,061 (+53.57%) Land $4,724 Building $46,337	$153,198 (+53.57%) Land $14,173 Building $139,025
2022	$2,358.00 Homeowner's exemption Veteran's exemption	$33,250 Land $4,224 Building $29,026	$99,760 Land $12,673 Building $87,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-NIANTIC serves 648 people · EPA ID IL1150400
Water Source	Purchased groundwater from UNITED REGIONAL WATER COOP
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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