652 Silver Creek Dr, Central Point, OR 97502 Property Records

Jackson County property record for 652 Silver Creek Dr, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,278 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Dec 2019)
Tax Bill	$5,659 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`372W03CD310`

Property Details

APN / Parcel Number

Primary APN	`372W03CD310`
Alternative APNs	`372W03CD00310` `10970272`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,278 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	2,278 sqft
Attic	Attic
Attic Area	453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	170 sqft
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	652 SILVER CREEK DR
City	CENTRAL POINT
State	OR
Zip	97502-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMR
Legal Range	02W
Legal Township	37S
Legal Section	03
Legal Quarter	3
Legal Subdivision	GRIFFIN OAKS UNIT #2 PHASES II & III
Legal Block	2
Legal Lot Number	65
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2022
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 SILVER CREEK DR, CENTRAL POINT, OR 97502-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Sep 5, 2003 · Amount on Record
Deed Document Number	201938356
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	0000054266
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	652 SILVER CREEK DR, CENTRAL POINT, OR 97502-1901
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SILVER CREEK DR, CENTRAL POINT, OR 97502-1901

Mortgage

Document Number	0000031463
Date	Oct 26, 2022
Instrument	2022-031463

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	652 SILVER CREEK DR, CENTRAL POINT, OR 97502-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041200
Date	Nov 3, 2020
Instrument	2020-041200

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 11, 2019
Property Address	652 SILVER CREEK DR, CENTRAL POINT, OR 97502-1901
Document Number	0000038356
Map Reference	VOL 28 PG 23
Instrument Date	Nov 20, 2019
Instrument	2019-038356
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	652 SILVER CREEK DR, CENTRAL POINT, OR 97502-1901

Mortgage

Document Number	0000038357
Date	Dec 11, 2019
Instrument	2019-038357

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,030 (+3%)	$626,070 (-0.83%) Land $128,000 Building $498,070
2025	$5,659.00 (+2.52%)	$332,070 (+3%) Land $120,400 Building $211,670	$631,320 (-1.48%) Land $132,000 Building $499,320
2024	$5,520.00 (+8.07%)	$322,400 (+7.74%) Land $116,900 Building $205,500	$640,810 (+7.93%) Land $127,000 Building $513,810
2023	$5,108.00 (+7.13%)	$299,250 (+7.76%) Land $113,500 Building $185,750	$593,700 (+8.29%) Land $148,720 Building $444,980
2022	$4,768.00	$277,690 Land $110,190 Building $167,500	$548,250 Land $141,910 Building $406,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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