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652 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 652 Rutledge Ave, Charleston, SC 29403

Property Summary

Property TypeCommercial
Details2,947 sqft · built 1995
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$562,000 (Sep 2015)
Tax Bill$12,957 (2025)
Deeds & MortgagesAug 2025 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN460-03-02-149

Property Details

APN / Parcel Number

Primary APN460-03-02-149

Interior

Units3 Units
Stories2 Stories
Building Area2,947 sqft Total Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions84 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address652 RUTLEDGE AVE
CityCHARLESTON
StateSC
Zip29403-4297
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAPPLATB 0506 MAPPLATP 045 SUBDIVISIONNAME CITY OF CHARLESTON LOT 10
Legal SubdivisionRUTLEDGE
Legal Lot Number10
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1012
Census Tract5300

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address611 RUTLEDGE AVE, A, CHARLESTON, SC 29403-4909
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2025Deed of Trust, Mortgage
THE BANK OF SOUTH CAROLINA
Aug 7, 2020Deed of Trust, Mortgage
BEACON CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2015 · Amount on Record
Deed SaleSep 22, 2015 · Amount on Record
Prior SaleJun 7, 2005 · Amount on Record
Deed Book / Page506 / 45
Prior Transfer DateDec 20, 2000
Prior Transfer Doc0360000650
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address652 RUTLEDGE AVE, CHARLESTON, SC 29403-4297
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013310752
DateAug 18, 2025
Book Page1331/752
Lender
NameTHE BANK OF SOUTH CAROLINA
TypeBank
AddressCHARLESTON, SC 29401
Agreement
AmountAmount Recorded
Term60 Months
DueAug 15, 2030

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address652 RUTLEDGE AVE, CHARLESTON, SC 29403-4297
Document Number0903/0712
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address652 RUTLEDGE AVE #B CHARLESTON SC 294034297, B, CHARLESTON, SC 29403-4297

Mortgage

Document Number0903/0712
DateAug 7, 2020
Book Page000903/000712
Lender
NameBEACON CMNTY BK
AddressCHARLESTON, SC 29403
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,957.00 (+10.82%)$781,425 (+1,816.67%) Land $175,329 Building $606,096$1,023,000 (+50.55%) Land $335,412 Building $687,588
2024$11,692.00 (+7.74%)$40,770 (-)
2022$10,852.00$40,770$679,500 (-) Land $152,460 Building $527,040
2020$679,500 Land $152,460 Building $527,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies130 units insured
incl. 2 condo units
Nearby Flood Claims28 (1982–2022)
Claims Outside the SFHA6 of 28
Most Recent ClaimJul 2022 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms And Flooding, Oct 2015 · 8 claims
  • Hurricane Hugo, Sep 1989 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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