652 Ruth St, Mobile, AL 36606 Property Records

Mobile County property record for 652 Ruth St, Mobile, AL 36606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,041 sqft · built 1925
Owner	Company Name on File
Last Sale	$44,000 (Apr 2025)
Tax Bill	$586 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R022910283002075`

Property Details

APN / Parcel Number

Primary APN	`R022910283002075`
Alternative APNs	`29 10 28 3 002 075.XXX` `00929080` `929080`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Flooring	Plywood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Exterior Material	Wood Frame
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	154 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	929080
Old Parcel Number	R022910283002075
Street Address	652 RUTH ST
City	MOBILE
State	AL
Zip	36606-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 1 FULTON HOMES DBK 156 N S P 426 #SEC 28 T4S R1W #MP29 10 28 3 002
Legal Range	01W
Legal Township	04S
Legal Section	28
Legal Subdivision	FULTON HOME
Legal Block	1
Legal Lot Number	23
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1028
Census Tract	2400

Owner

Source: Mobile County records · APN R022910283002075

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	405 BAY SHORE AVE, MOBILE, AL 36607-1533
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Apr 14, 2025 · Amount on Record
Deed Document Number	2025024030
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	652 RUTH ST, MOBILE, AL 36606-1251
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BAY SHORE AVE, MOBILE, AL 36607-1533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074428
Date	Dec 18, 2025
Instrument	2025074428

Lender

Name	LOAN FUNDER LLC SERIES 116048
Address	645 MADISON AVE # 1919, NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$586.00	$9,080 (-) Land $1,600 Building $7,480	$45,400 (-) Land $8,000 Building $37,400
2024	$586.00 (+12.91%)	$9,080 (+13.22%) Land $1,600 Building $7,480	$45,400 (+13.22%) Land $8,000 Building $37,400
2023	$519.00	$8,020 Land $1,600 Building $6,420	$40,100 Land $8,000 Building $32,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1985)
Most Recent Claim	Sep 1985 · Hurricane Elena

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 612 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.