652 Ridgefield Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 652 Ridgefield Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,783 sqft · built 1744
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Last Sale	$2,890,000 (Dec 2013)
Tax Bill	$42,499 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0118 B:025 L:11`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0118 B:025 L:11`
Alternative APN	`5240`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Building Area	6,783 sqft Living Area
Basement Area	2,933 sqft
Unfinished Basement	2,933 sqft

Exterior

Year Built	Built 1744
Effective Year Built	Effective 1744
Construction Type	Frame
Lot Area	123,275 sqft (2.83 acres)
Pool Type	Pool with Hot Tub/Spa
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5240
Street Address	652 RIDGEFIELD RD
City	WILTON
State	CT
Zip	06897-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	25
Legal Lot Number	11
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2013
Census Tract	45101

Owner

652 Ridgefield Rd is owned and occupied by two individuals who bought it in December 2013.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	652 RIDGEFIELD RD, WILTON, CT 06897-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Jan 2, 2018	Deed of Trust, Mortgage BANKWELL BANK
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit SIKORSKY FNCL CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2013 · Amount on File
Deed Sale	Dec 10, 2013 · Amount on File
Prior Sale	May 2, 2006 · Amount on File
Deed Book / Page	2358 / 249
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	652 RIDGEFIELD RD, WILTON, CT 06897-1624
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002558-876
Date	Jan 31, 2023
Book Page	2558/876

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	652 RIDGEFIELD RD, WILTON, CT 06897-1624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2483-681
Date	Jan 2, 2018
Book Page	2483/681

Lender

Name	BANKWELL BANK

Agreement

Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	652 RIDGEFIELD RD, WILTON, CT 06897-1624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2487-1113
Date	Jun 19, 2018
Book Page	2487/1113

Lender

Name	SIKORSKY FNCL CU INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 652 Ridgefield Rd was $42,499, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,499.00 (+2.67%)	$1,695,750 (-) Land $361,200 Building $1,334,550	$3,467,434 (+192.11%)
2025	$41,393.00	$1,695,750 Land $361,200 Building $1,334,550	$1,187,025 Land $252,840 Building $934,185
2024	$41,393.00 (+17.22%)
2023	$35,313.00 (+8.44%)	$1,206,870 (+4.62%) Land $345,240 Building $861,630
2022	$32,566.00	$1,153,600 Land $345,240 Building $808,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 652 Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 Ridgefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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