Santa Barbara County property record for 652 Ricardo Ave, Santa Barbara, CA 93109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,080 sqft · built 1977 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,610,000 (Jan 2014) |
| Tax Bill | $33,937 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-170-025 |
| Primary APN | 035-170-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,080 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Street Address | 652 RICARDO AVE |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93109-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 |
| Legal Subdivision | PARCEL MAP NUMBER 20110 |
| Legal Lot Number | B |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1203 |
652 Ricardo Ave is held in a trust since January 2014.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 29302 WHITINGHAM CT, AGOURA HILLS, CA 91301-4130 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2014 · Amount on File |
| Deed Sale | Jan 29, 2014 · Amount on File |
| Prior Sale | Jun 2, 2011 · Amount on File |
| Deed Document Number | 20144074 |
| Prior Transfer Date | Aug 12, 1994 |
| Prior Transfer Doc | 0000065344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 652 RICARDO AVE, SANTA BARBARA, CA 93109-1626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 652 RICARDO AVE, SANTA BARBARA, CA 93109-1626 |
| Document Number | 0000047922 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-0047922 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 652 RICARDO AVE, SANTA BARBARA, CA 93109-1626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000043902 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019-0043902 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
The 2025 property tax bill for 652 Ricardo Ave was $33,937.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,279,398 (+2%) Land $1,500,449 Building $1,778,949 | |
| 2025 | $33,937.00 | $3,215,097 Land $1,471,029 Building $1,744,068 |
| 2023 | $32,594.00 (+1.74%) | $3,075,253 Land $1,413,908 Building $1,661,345 |
| 2022 | $32,035.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 652 Ricardo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Ricardo Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GeoLinks.
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