652 Reflection Cove Rd, Jacksonville, FL 32218 Property Records

Duval County property record for 652 Reflection Cove Rd, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,402 sqft · built 2006
Lot Size	0.164 acres (7,150 sqft)
Owner	Company Name on File
Last Sale	$279,000 (Feb 2021)
Tax Bill	$5,925 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106606-6830`

Property Details

APN / Parcel Number

Primary APN	`106606-6830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	3,175 sqft
1st Floor Area	2,402 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	652 REFLECTION COVE RD
City	JACKSONVILLE
State	FL
Zip	32218-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-62 37-1N-27E .16 NORTH CREEK UNIT 3A LOT 57
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	NORTH CREEK UNIT THREE A
Legal Lot Number	57
Legal Unit	3A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3019
Census Tract	10101

Owner

652 Reflection Cove Rd is owned by a company that acquired it in July 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Limited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 3, 2021	Intrafamily Transfer, Transfer OS NATIONAL LLC
Feb 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Document Number	202146778
Deed Book / Page	19597 / 1208
Last Transfer Date	Jul 15, 2021
Transfer Doc	0198430072
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	652 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8934
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198781578
Date	Aug 25, 2021
Book Page	19878/1578
Instrument	2021220723

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount on Record

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Aug 3, 2021
Property Address	652 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8934
Document Number	0198430072
Book / Page	19843 / 72
Map Reference	MB 56 PG 62
Instrument Date	Jul 15, 2021
Instrument	2021198196
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Mail Care Of	FIRST KEY HOMES LLC
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 22, 2021
Property Address	652 REFLECTION COVE RD, JACKSONVILLE, FL 32218-8934
Document Number	0195971208
Book / Page	19597 / 1208
Map Reference	MB 56 PG 62
Instrument Date	Feb 12, 2021
Instrument	2021046778
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 CONTINENTAL PKWY # 32, 301, NEWPORT NEWS, VA 23602-4543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 652 Reflection Cove Rd was $5,925, down 1.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,593 (+2.3%) Land $82,022 Building $238,571	$320,593 (+2.3%) Land $82,022 Building $238,571
2025	$5,925.00 (-1.33%)	$313,374 Land $80,000 Building $233,374	$313,374 Land $80,000 Building $233,374
2024	$6,005.00 (+3.77%)
2023	$5,787.00 (+17.29%)	$320,998 (+15.31%) Land $75,000 Building $245,998	$320,998 (+15.31%) Land $75,000 Building $245,998
2022	$4,934.00	$278,374 Land $55,000 Building $223,374	$278,374 Land $55,000 Building $223,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 Reflection Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 Reflection Cove Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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