652 Pebble Way, Clearlake Oaks, CA 95423 Property Records

Lake County property record for 652 Pebble Way, Clearlake Oaks, CA 95423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,170 sqft · built 1980
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Apr 2016)
Tax Bill	$2,200 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`035-851-460-000`

Property Details

APN / Parcel Number

Primary APN	`035-851-460-000`
Alternative APN	`035-851-46`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Construction Type	Concrete
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Old Parcel Number	035-851-46
Street Address	652 PEBBLE WAY
City	CLEARLAKE OAKS
State	CA
Zip	95423-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE KEYS #7
Legal Block	1
Legal Lot Number	843
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1005
Census Tract	601

Owner

652 Pebble Way is owned by an individual who bought it in April 2016.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 300, CLEARLAKE OAKS, CA 95423-0300
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA
Aug 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Oct 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on File
Deed Sale	Apr 12, 2016 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	20164460
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	0000007125
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	652 PEBBLE WAY, CLEARLAKE OAKS, CA 95423-8440
Document Number	0000008823
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 PEBBLE WAY CLEARLAKE OAKS CA 95423, CLEARLAKE OAKS, CA 95423

Mortgage

Document Number	0000008823
Date	Jul 22, 2019
Instrument	8823

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	652 PEBBLE WAY, CLEARLAKE OAKS, CA 95423-8440
Document Number	0000010655
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 PEBBLE WAY CLEARLAKE OAKS CA 95423, CLEARLAKE OAKS, CA 95423

Mortgage

Document Number	0000010655
Date	Aug 20, 2018
Instrument	10655

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	652 PEBBLE WAY, CLEARLAKE OAKS, CA 95423-8440
Document Number	0000014122
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 300 CLEARLAKE OAKS CA 954230300, CLEARLAKE OAKS, CA 95423-0300

Mortgage

Document Number	0000014122
Date	Oct 23, 2017
Instrument	14122

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	652 PEBBLE WAY, CLEARLAKE OAKS, CA 95423-8440
Document Number	0000013863
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 300 CLEARLAKE OAKS CA 954230300, CLEARLAKE OAKS, CA 95423-0300

Mortgage

Document Number	0000013863
Date	Oct 13, 2017
Instrument	13863

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 652 Pebble Way was $2,200, up 2.3% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,200.00 (+2.33%)	$188,358 (+2%) Land $36,221 Building $152,137
2025	$2,150.00	$184,665 Land $35,511 Building $149,154
2023	$2,106.00 (+5.04%)	$177,496 Land $34,133 Building $143,363
2022	$2,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 652 Pebble Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	5 (1998–2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 Pebble Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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