652 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 652 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,078 sqft · built 1931
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2022)
Tax Bill	$6,588 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-110-032`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-110-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	719 sqft
Basement Area	719 sqft
Unfinished Basement	719 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	652 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 TENNYSON PARK SUB LOT 73
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	TENNYSON PARK SUB
Legal Lot Number	73
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	652 PEARSON ST, FERNDALE, MI 48220-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Aug 15, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	2022430490
Deed Book / Page	58038 / 712
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	652 PEARSON ST, FERNDALE, MI 48220-3301
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 PEARSON ST, FERNDALE, MI 48220-3301

Mortgage

Document Number	0000046935
Date	Apr 27, 2023
Book Page	58570/218
Instrument	46935

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	652 PEARSON ST, FERNDALE, MI 48220-3301
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38530 NORTHFIELD AVE, LIVONIA, MI 48150-3387

Mortgage

Document Number	0000420940
Date	Jul 27, 2022
Book Page	57987/478
Instrument	420940

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 15, 2022
Property Address	652 PEARSON ST, FERNDALE, MI 48220-3301
Document Number	0000430490
Book / Page	58038 / 712
Map Reference	LB 13 PG 23
Instrument Date	Jul 21, 2022
Instrument	430490
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11561 LISA LORI LN, 11561, SOUTH LYON, MI 48178-8519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	652 PEARSON ST, FERNDALE, MI 48220-3301

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	652 PEARSON ST, FERNDALE, MI 48220-3301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163539
Date	Oct 3, 2018
Book Page	52241/00438
Instrument	163539

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,588.00 (-3.06%) Homeowner's exemption	$140,460 (+12.46%)	$280,920 (+12.46%)
2024	$6,796.00 (+110.92%)
2023		$124,900	$249,800
2021	$3,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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