Lorain County property record for 652 Oakdale Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,806 sqft · built 2000 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,500 (Aug 2000) |
| Tax Bill | $3,470 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-102-402 |
| Primary APN | 10-00-005-102-402 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,024 sqft |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 652 OAKDALE CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST HAMPTON SUB #7 70.00 X 125.00 ANNEXED 7/2/98 FROM #22 |
| Legal Subdivision | EAST HAMPTON SUB 7 |
| Legal Block | 102 |
| Legal Lot Number | 127 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71202 |
652 Oakdale Cir is owned and occupied by two individuals who bought it in August 2000.
Source: Lorain County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 OAKDALE CIR, ELYRIA, OH 44035-0905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2000 · Amount on File |
| Deed Sale | Aug 30, 2000 · Amount on File |
| Deed Document Number | 2000703826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 23, 2026 |
| Property Address | 652 OAKDALE CIR, ELYRIA, OH 44035-0905 |
| Document Number | 0000112571 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026112571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 652 OAKDALE CIR, ELYRIA, OH 44035-0905 |
| Document Number | 0000112571, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 2026112571 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 652 OAKDALE CIR, ELYRIA, OH 44035-0905 |
| Document Number | 0000638239 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 652 OAKDALE CIR #CIA ELYRIA OH 440350905, ELYRIA, OH 44035-0905 |
| Document Number | 0000638239 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 638239 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 652 Oakdale Cir was $3,470 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,470.00 Homeowner's exemption | $84,140 (-0.01%) Land $16,990 Building $67,150 | $240,420 (-) Land $48,550 Building $191,870 |
| 2024 | $3,470.00 (+9.22%) | $84,147 (+22.22%) Land $16,993 Building $67,155 | $240,420 (+22.22%) Land $48,550 Building $191,870 |
| 2023 | $3,177.00 (+0.32%) | $68,849 (%) Land $15,215 Building $53,634 | $196,710 Land $43,470 Building $153,240 |
| 2022 | $3,167.00 | $68,850 Land $15,220 Building $53,630 | |
| 2021 | $196,710 Land $43,470 Building $153,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 652 Oakdale Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 652 Oakdale Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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