652 Oak St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 652 Oak St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1929
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (May 2021)
Tax Bill	$7,681 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-331-032-000`

Property Details

APN / Parcel Number

Primary APN	`009-331-032-000`
Alternative APN	`009-331-032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1942
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Detached
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	009-331-032
Street Address	652 OAK ST
City	SANTA ROSA
State	CA
Zip	95404-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	BLK 9 LOT 284
Legal Subdivision	PLAT OF WHEELERS SECOND EDITION
Legal Block	3
Legal Lot Number	284
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3010
Census Tract	151900

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	652 OAK ST, SANTA ROSA, CA 95404-5039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Grant Deed, Transfer · Conventional Mortgage REDWOOD CU
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 7, 2020	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202161044
Prior Transfer Date	Apr 7, 2003
Prior Transfer Doc	0000072843
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	May 20, 2021
Property Address	652 OAK ST, SANTA ROSA, CA 95404-5039
Document Number	0000061044
Map Reference	LB 20 PG 25
Instrument Date	May 17, 2021
Instrument	2021061044
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,922.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	652 OAK ST, SANTA ROSA, CA 95404-5039

Mortgage

Document Number	0000061045
Date	May 20, 2021
Instrument	2021061045

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	652 OAK ST, SANTA ROSA, CA 95404-5039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE NORTH BAY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060570
Date	Aug 29, 2019
Instrument	2019060570

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 7, 2020
Property Address	652 OAK ST, SANTA ROSA, CA 95404-5039
Document Number	0000090967
Map Reference	LB 20 PG 25
Instrument Date	Oct 1, 2020
Instrument	2020090967
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	652 OAK ST, SANTA ROSA, CA 95404-5039

Mortgage

Document Number	0000090968
Date	Oct 7, 2020
Instrument	2020090968

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 11, 2019
Property Address	652 OAK ST, SANTA ROSA, CA 95404-5039
Document Number	0000047484
Instrument Date	Jun 27, 2019
Instrument	47484
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	652 OAK ST SANTA ROSA CA 954045039, SANTA ROSA, CA 95404-5039

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,526 (+2%) Land $273,810 Building $410,716
2025	$7,681.00 (+3.05%)	$671,105 (+4.04%) Land $268,442 Building $402,663
2023	$7,454.00 (+6.71%)	$645,047 Land $258,019 Building $387,028
2022	$6,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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