652 Northgate Dr, Winsted, MN 55395 Property Records

McLeod County property record for 652 Northgate Dr, Winsted, MN 55395

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,092 sqft · built 1977
Lot Size	0.262 acres (11,446 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2023)
Tax Bill	$1,956 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21.108.0350`

Property Details

APN / Parcel Number

Primary APN	`21.108.0350`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Total Area
1st Floor Area	1,092 sqft
Basement Area	983 sqft
Finished Basement	983 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,446 sqft (0.262 acres)
Lot Dimensions	118 ft deep x 97 ft wide
Garage Type	Finished
Garage Area	1,312 sqft
Parking Spaces	5 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	652 NORTHGATE DR
City	WINSTED
State	MN
Zip	55395-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHGATE ESTATES LOT-007 BLOCK-002
Legal Subdivision	NORTHGATE ESTATES
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCLEOD MN
Township / Civil Division	WINSTED
Census Block Group	1
Census Block	1010
Census Tract	950100

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	652 NORTHGATE DR, WINSTED, MN 55395-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 16, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Deed Document Number	20231555477
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Jul 13, 2023
Property Address	652 NORTHGATE DR, WINSTED, MN 55395-1056
Document Number	0000070778
Instrument Date	Jul 11, 2023
Instrument	70778
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	AVENUE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 NORTHGATE DR, WINSTED, MN 55395-1056

Mortgage

Document Number	0000070779
Date	Jul 13, 2023
Instrument	70779

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEOD MN
Recording Date	Dec 16, 2021
Property Address	652 NORTHGATE DR, WINSTED, MN 55395-1056
Document Number	0000068846
Instrument Date	Nov 30, 2021
Instrument	68846
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	GUARANTY LAND TITLE, GUARANTY & TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 NORTHGATE DR, WINSTED, MN 55395-1056

Mortgage

Document Number	0000068847
Date	Dec 16, 2021
Instrument	68847

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Winsted City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,956.00 (-37.55%) Homeowner's exemption
2025		$276,500 (+13.41%) Land $45,500 Building $231,000	$276,500 (+13.41%) Land $45,500 Building $231,000
2022	$3,132.00 (+17.3%)	$243,800 Land $43,300 Building $200,500	$243,800 Land $43,300 Building $200,500
2019	$2,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winsted serves 2,226 people · EPA ID MN1430010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadband.

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