Black Hawk County property record for 652 McShane Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 1978 |
| Lot Size | 0.633 acres (27,556 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,250 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-10-478-006 |
| Primary APN | 8913-10-478-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,335 sqft |
| Finished Basement | 800 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,556 sqft (0.633 acres) |
| Lot Dimensions | 166 ft deep x 166 ft wide |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 652 MCSHANE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOWAL ADDITION LOT 3 S 18 FT LOTS 1 AND 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 10 |
| Legal Subdivision | KOWAL ADDITION |
| Legal Lot Number | 1-3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1702 |
652 McShane Ave is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 652 MCSHANE AVE, WATERLOO, IA 50703-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 652 McShane Ave was $4,250 with a homeowner's exemption, down 1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,250.00 (-1%) Homeowner's exemption | $233,760 Land $45,320 Building $188,440 | $233,760 Land $45,320 Building $188,440 |
| 2024 | $4,722.00 | ||
| 2023 | $241,560 (+37.77%) Land $45,320 Building $196,240 | $241,560 Land $45,320 Building $196,240 | |
| 2022 | $3,656.00 Homeowner's exemption | $175,340 Land $45,320 Building $130,020 | |
| 2021 | $175,340 Land $45,320 Building $130,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 McShane Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2008) |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 McShane Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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