652 Lott Rd, Coldwater, MI 49036 Property Records

Branch County property record for 652 Lott Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,710 sqft · built 1920
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,400 (Sep 2025)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-024-200-085-00`

Property Details

APN / Parcel Number

Primary APN	`070-024-200-085-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,710 sqft Building Perimeter
1st Floor Area	1,251 sqft
Basement Area	390 sqft
Unfinished Basement	390 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	652 LOTT RD
City	COLDWATER
State	MI
Zip	49036-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TH S 4 A. OF W 7 A. OF W 1/2 OF NE 1/4, BEG S 490.7 FT FROM INTER N & S 1/4 LN & S LN US 12 SEC 24 TO TRUE POB; TH N 62DEG
Legal Range	06W
Legal Township	06S
Legal Section	24
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1036
Census Tract	951301

Owner

Source: Branch County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 SCHAEFFER DR, COLDWATER, MI 49036-9457
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage KEN E KEETON & LOIS A KEETON, HUSBAND &
Sep 18, 2025	Sheriff's Deed, Foreclosure Foreclosure Auction
Sep 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CONNECTION LLC
Sep 16, 2022	Intrafamily Transfer, Transfer DEVON TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	20255615
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	0202505615
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	652 LOTT RD, COLDWATER, MI 49036-9401
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 WILLIAMS DR, QUINCY, MI 49082-9656

Mortgage

Document Number	0202507234
Date	Dec 9, 2025
Instrument	2025-07234

Lender

Name	KEN E KEETON & LOIS A KEETON, HUSBAND &
Type	Private Party
Address	744 E CHICAGO RD, COLDWATER, MI 49036

Agreement

Type	Stand-Alone First Mortgage

September 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 18, 2025
Property Address	652 LOTT RD, COLDWATER, MI 49036-9401
Document Number	0202505615
Instrument Date	Sep 4, 2025
Instrument	2025-05615
Transaction Type	Foreclosure
Record Updated	Oct 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 SCHAEFFER DR, COLDWATER, MI 49036-9457

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 9, 2022
Property Address	652 LOTT RD, COLDWATER, MI 49036-9401
Document Number	0202206003
Instrument Date	Aug 30, 2022
Instrument	2022-06003
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 LOTT RD, 652, COLDWATER, MI 49036-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 LOTT RD, COLDWATER, MI 49036-9401

Mortgage

Document Number	0202206004
Date	Sep 9, 2022
Instrument	2022-06004

Lender

Name	MORTGAGE CONNECTION LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Sep 16, 2022
Property Address	652 LOTT RD, COLDWATER, MI 49036-9401
Document Number	0202206181
Instrument Date	Aug 30, 2022
Instrument	2022-06181
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2229 COUNTY ROAD 13, 2229, PANHANDLE, TX 79068-7600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	652 LOTT RD, COLDWATER, MI 49036-9401

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,200 (+1.6%)	$152,400 (+1.6%)
2025	$1,597.00 (+2.7%)	$75,000	$150,000
2024	$1,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Coldwater Board of Public Utilities, Frontier.

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