652 Intracoastal Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 652 Intracoastal Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2008)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074531-0690`

Property Details

APN / Parcel Number

Primary APN	`074531-0690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	1,775 sqft
1st Floor Area	1,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	652 INTRACOASTAL CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 69 OR3135/1771 & 4520/1785(Q/C)
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	2
Legal Lot Number	69
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2032
Census Tract	20606

Owner

652 Intracoastal Cir is owned and occupied by two individuals who acquired it in March 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	652 INTRACOASTAL CIR, SAINT AUGUSTINE, FL 32095-8088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2008 · Amount on File
Deed Sale	Oct 29, 2008 · Amount on File
Deed Document Number	200858425
Deed Book / Page	3135 / 1771
Last Transfer Date	Mar 15, 2018
Transfer Doc	0045201785
Record Updated	Oct 29, 2026

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 26, 2018
Property Address	652 INTRACOASTAL CIR, SAINT AUGUSTINE, FL 32095-8088
Document Number	0045201785
Book / Page	4520 / 1785
Map Reference	MB28 PG110-116
Instrument Date	Mar 15, 2018
Instrument	2018019693
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CARRINGTON TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 INTRACOASTAL CIR, SAINT AUGUSTINE, FL 32095-8088

Mortgage

Document Number	2018019694
Date	Mar 26, 2018
Instrument	2018019694

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 652 Intracoastal Cir was $3,785, up 11.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,328 (-2.69%) Land $65,000 Building $183,328	$248,328 (-2.69%) Land $65,000 Building $183,328
2025	$3,785.00 (+11.29%)	$255,187 (-4.21%)	$255,187 (-4.21%) Land $60,000 Building $195,187
2024	$3,401.00 (+5.03%)	$266,392 (+3.17%)	$266,392 (+3.17%) Land $74,000 Building $192,392
2023	$3,238.00 (+6.83%)	$258,217 (+5.14%)	$258,217 (+5.14%) Land $70,000 Building $188,217
2022	$3,031.00	$245,600	$245,600 Land $61,600 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 Intracoastal Cir in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 Intracoastal Cir is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20