Mercer County property record for 652 Gray St, Saint Henry, OH 45883
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,540 sqft · built 2009 |
| Lot Size | 0.389 acres (16,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,000 (Feb 2009) |
| Tax Bill | $7,128 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Aug 2009 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-075400.6600 |
| Primary APN | 23-075400.6600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,540 sqft Living Area |
| Basement Area | 2,092 sqft |
| Unfinished Basement | 2,092 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 16,983 sqft (0.389 acres) |
| Lot Dimensions | 153 ft deep x 111 ft wide |
| Garage Type | Attached |
| Street Address | 652 GRAY ST |
|---|---|
| City | SAINT HENRY |
| State | OH |
| Zip | 45883-9454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHVIEW ESTATES SIXTH ADDITION LOT#: 64 |
| Legal Subdivision | SOUTHVIEW ESTATES |
| Legal Lot Number | 64 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | GRANVILLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 967900 |
652 Gray St is owned and occupied by two individuals who bought it in February 2009.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2018 | Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK |
| Aug 14, 2009 | Deed of Trust, Mortgage THE ST HENRY BANK |
| Feb 3, 2012 | Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK |
| Nov 2, 2012 | Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK |
| Mar 20, 2009 | Deed of Trust, Mortgage · Construction Mortgage THE ST HENRY BANK |
| Aug 23, 2010 | Deed of Trust, Mortgage · Conventional Mortgage THE OSGOOD STATE BANK |
| Jun 5, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2009 · Amount on File |
| Deed Sale | Feb 10, 2009 · Amount on File |
| Deed Document Number | 20091131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800002733 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 201800002733 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900005769 |
|---|---|
| Date | Aug 14, 2009 |
| Instrument | 200900005769 |
| Name | THE ST HENRY BANK |
|---|---|
| Address | SAINT HENRY, OH 45883 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 10, 2029 |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Max Rate | 25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200000553 |
|---|---|
| Date | Feb 3, 2012 |
| Instrument | 201200000553 |
| Name | THE ST HENRY BANK |
|---|---|
| Address | SAINT HENRY, OH 45883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200006640 |
|---|---|
| Date | Nov 2, 2012 |
| Instrument | 201200006640 |
| Name | THE ST HENRY BANK |
|---|---|
| Address | SAINT HENRY, OH 45883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900002188 |
|---|---|
| Date | Mar 20, 2009 |
| Instrument | 200900002188 |
| Name | THE ST HENRY BANK |
|---|---|
| Address | SAINT HENRY, OH 45883 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201000004108 |
|---|---|
| Date | Aug 23, 2010 |
| Instrument | 201000004108 |
| Name | THE OSGOOD STATE BANK |
|---|---|
| Address | OSGOOD, OH 45351 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 5, 2025 |
| Property Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
| Document Number | 202500002229 |
| Map Reference | DOC 200800000842 |
| Instrument Date | May 23, 2025 |
| Instrument | 202500002229 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 652 GRAY ST, SAINT HENRY, OH 45883-9454 |
The 2025 property tax bill for 652 Gray St was $7,128.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Granville Township |
| Municipality | St. Henry Village |
| Unified School District | St. Henry Consolidated Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,128.00 | $209,860 (-) Land $20,020 Building $189,840 | |
| 2024 | $7,128.00 (+2.05%) | $209,860 (-) Land $20,020 Building $189,840 | |
| 2023 | $6,985.00 (+23.56%) | $209,860 (+38.8%) Land $20,020 Building $189,840 | $599,600 Land $57,200 Building $542,400 |
| 2022 | $5,653.00 | $151,200 Land $11,970 Building $139,230 | |
| 2020 | $432,000 Land $34,200 Building $397,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 652 Gray St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST HENRY VILLAGE serves 2,596 people · EPA ID OH5401312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Wabash Communications Fixed Wireless · Fiber in parts of the area | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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