652 Fairhaven Rd, Andrews, NC 28901 Property Records

Cherokee County property record for 652 Fairhaven Rd, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1989
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2021)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555504623037000`

Property Details

APN / Parcel Number

Primary APN	`555504623037000`
Alternative APN	`54632`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,272 sqft Heated Area
Basement Area	272 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	302 ft deep x 180 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	410 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54632
Street Address	652 FAIRHAVEN RD
City	ANDREWS
State	NC
Zip	28901-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3-B PISGAH WOODS 1580/909 B/54E
Legal Lot Number	3-B
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1005
Census Tract	930101

Owner

652 Fairhaven Rd is owned and occupied by an individual who bought it in May 2021.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	652 FAIRHAVEN RD, ANDREWS, NC 28901-7411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 15, 2018	Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	3468
Deed Book / Page	1681 / 1003
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 24, 2021
Property Address	652 FAIRHAVEN RD, ANDREWS, NC 28901-7411
Document Number	1681/1003
Book / Page	1681 / 1003
Map Reference	CAB B SL 54
Instrument Date	May 24, 2021
Instrument	3468
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 FAIRHAVEN RD, ANDREWS, NC 28901-7411

Mortgage

Document Number	16811006
Date	May 24, 2021
Instrument	1681/1006

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	Other
Max Rate	9.15%

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 15, 2018
Property Address	652 FAIRHAVEN RD, ANDREWS, NC 28901-7411
Document Number	01580/0909
Book / Page	01580 / 0909
Map Reference	CAB B SL 54
Instrument Date	Feb 5, 2018
Instrument	00750
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 RIVERVIEW BLVD, 1295, LEXINGTON, NC 27292-7911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	652 FAIRHAVEN RD, ANDREWS, NC 28901-7411

Mortgage

Document Number	00751
Date	Feb 15, 2018
Instrument	00751

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 652 Fairhaven Rd was $1,405.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00	$198,890	$198,890 Land $20,000 Building $178,890
2023		$198,890	$198,890 Land $20,000 Building $178,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 Fairhaven Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 Fairhaven Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairhaven Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures