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  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. Emge Rd

652 Emge Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 652 Emge Rd, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 1997
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$194,100 (Mar 2014)
Tax Bill$3,712 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA942000808

Property Details

APN / Parcel Number

Primary APNA942000808
Alternative APN
  • 2-050D-7027-00-0003.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area3,900 sqft
1st Floor Area1,758 sqft
Basement Area1,722 sqft
Finished Basement98 sqft
Unfinished Basement1,624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA942000808
Street Address652 EMGE RD
CityO FALLON
StateMO
Zip63366-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIVIC PK EST #1 LOT 3
Legal SubdivisionCIVIC PK EST #1
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3021
Census Tract311802

Owner

Source: St. Charles County records · APN A942000808

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address652 EMGE RD, O FALLON, MO 63366-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2014 · Amount on Record
Deed SaleMar 11, 2014 · Amount on Record
Prior SaleMar 18, 2008 · Amount on Record
Deed Document Number2014118790
Deed Book / Page6161 / 1730
Prior Transfer DateMar 04, 2014
Prior Transfer Doc0061611730
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address652 EMGE RD, O FALLON, MO 63366-2115
Transaction TypeMortgage
Record UpdatedMay 04, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 EMGE RD, O FALLON, MO 63366-2115

Mortgage

Document Number0000023192
DateApr 22, 2022
Instrument2022R-023192
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 10, 2042

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$59,777 (+6.6%)$314,616 (+6.6%) Land $65,000 Building $249,616
2024$3,712.00
2023$56,075
2022$295,133 Land $50,000 Building $245,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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