652 Elm St, San Jose, CA 95126 Property Records

Santa Clara County property record for 652 Elm St, San Jose, CA 95126

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,110 sqft · built 1925
Lot Size	0.069 acres (3,010 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Jan 2022)
Tax Bill	$16,198 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`261-08-013`

Property Details

APN / Parcel Number

Primary APN	`261-08-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,021 sqft
1st Floor Area	1,021 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,010 sqft (0.069 acres)
Lot Dimensions	70 ft deep x 43 ft wide
Garage Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	652 ELM ST
City	SAN JOSE
State	CA
Zip	95126-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	ALAMEDA VILLA
Legal Block	3
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4000
Census Tract	500600

Owner

652 Elm St is owned and occupied by an individual who bought it in January 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	652 ELM ST, SAN JOSE, CA 95126-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Sep 6, 2016 · Amount on File
Deed Document Number	202225625
Prior Transfer Date	Aug 28, 1998
Prior Transfer Doc	0014383898
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 25, 2022
Property Address	652 ELM ST, SAN JOSE, CA 95126-2401
Document Number	0025225625
Map Reference	MB D PG 45
Instrument Date	Jan 18, 2022
Instrument	25225625
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 ELM ST, SAN JOSE, CA 95126-2401

Mortgage

Document Number	0025225626
Date	Jan 25, 2022
Instrument	25225626

Lender

Name	AURORA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 652 Elm St was $16,198 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,244,796 (+2%) Land $1,082,432 Building $162,364
2025	$16,198.00 Homeowner's exemption	$1,220,389 Land $1,061,208 Building $159,181
2023	$14,927.00 (+22.1%) Homeowner's exemption	$1,173,000 Land $1,020,000 Building $153,000
2022	$12,225.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 652 Elm St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 652 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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