Union County and Westfield Town property record for 652 Downer St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,507 sqft · built 1910 |
| Lot Size | 0.107 acres (4,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Oct 2019) |
| Tax Bill | $8,836 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02710-0000-00023 |
| Primary APN | 20-02710-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,507 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,678 sqft (0.107 acres) |
| Lot Dimensions | 78 ft deep x 60 ft wide |
| Old Parcel Number | 2000725000000016 |
|---|---|
| Street Address | 652 DOWNER ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2710 |
| Legal Lot Number | 23 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 36600 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 652 DOWNER ST, WESTFIELD, NJ 07090-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Oct 30, 2019 | Deed, Transfer QUALITY TTL & ABSTRACT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Prior Sale | Feb 1, 1996 · Amount on Record |
| Deed Document Number | 2019318599 |
| Deed Book / Page | 6345 / 2249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 2, 2026 |
| Property Address | 652 DOWNER ST, WESTFIELD, NJ 07090-4115 |
| Document Number | 0000096641 |
| Book / Page | 15851 / 2830 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 202696641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 652 DOWNER ST, WESTFIELD, NJ 07090-4115 |
| Document Number | 0000096641, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 15851/2830 |
| Instrument | 202696641 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 652 DOWNER ST, WESTFIELD, NJ 07090-4115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | QUALITY TTL & ABSTRACT AGCY |
| Name | Verified Name |
|---|
| Document Number | 0147172534 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 14717/2534 |
| Instrument | 693747 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 30, 2019 |
| Property Address | 652 DOWNER ST, WESTFIELD, NJ 07090-4115 |
| Document Number | 0063452249 |
| Book / Page | 6345 / 2249 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 318599 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | QUALITY TTL & ABSTRACT AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 CAMILLABROOK CT, 150, KERNERSVILLE, NC 27284-6518 |
| Name | Verified Name |
|---|---|
| Address | 652 DOWNER ST, WESTFIELD, NJ 07090-4115 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,500 (-) Land $260,800 Building $124,700 | $385,500 (-) Land $260,800 Building $124,700 | |
| 2025 | $8,836.00 (+1.79%) | $385,500 (-) Land $260,800 Building $124,700 | $385,500 (-) Land $260,800 Building $124,700 |
| 2024 | $8,681.00 (+4.26%) | ||
| 2023 | $385,500 Land $260,800 Building $124,700 | $385,500 Land $260,800 Building $124,700 | |
| 2022 | $8,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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