Tate County property record for 652 Dougherty St, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 997 sqft · built 1952 |
| Owner | Individual Name on File |
| Tax Bill | $508 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 039N06 0001400 |
| Primary APN | 039N06 0001400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 997 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Street Address | 652 DOUGHERTY ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 278 PART 2 1941 EXT TOWN OF COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Lot Number | 278 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 950301 |
Source: Tate County records · APN 039N06 0001400
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 652 DOUGHTERY ST, COLDWATER, MS 38618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK |
| Sep 08, 2017 | Deed of Trust, Mortgage · Construction Mortgage SYCAMORE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 652 DOUGHERTY ST, COLDWATER, MS 38618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/16463 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 2022/16463 |
| Name | SYCAMORE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 01, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 652 DOUGHERTY ST, COLDWATER, MS 38618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/9809 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 2017/9809 |
| Instrument | 2017 9809 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Address | SENATOBIA, MS 38668 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $508.00 | $2,826 (-) Land $1,049 Building $1,777 | $28,256 (-) Land $10,489 Building $17,767 |
| 2023 | $508.00 | $2,826 Land $1,049 Building $1,777 | $28,256 Land $10,489 Building $17,767 |
Source: FEMA National Flood Hazard Layer as of May 3, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 227 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF COLDWATER serves 1,381 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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