652 Cove St, Costa Mesa, CA 92627 Property Records

Orange County property record for 652 Cove St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,704 sqft · built 1955
Lot Size	0.151 acres (6,593 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (Jul 2009)
Tax Bill	$6,568 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422-234-05`

Property Details

APN / Parcel Number

Primary APN	`422-234-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,593 sqft (0.151 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	652 COVE ST
City	COSTA MESA
State	CA
Zip	92627-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1986 BLK LOT 5
Legal Subdivision	TRACT NO 1986
Legal Tract	1986
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	63701

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	652 COVE ST, COSTA MESA, CA 92627-2918
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
May 12, 2022	Intrafamily Transfer, Transfer
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2009 · Amount on Record
Deed Sale	Jul 8, 2009 · Amount on Record
Prior Sale	Apr 20, 2009 · Amount on Record
Deed Document Number	2009362223
Last Transfer Date	May 12, 2022
Transfer Doc	0000179060
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	652 COVE ST, COSTA MESA, CA 92627-2918
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 COVE ST, COSTA MESA, CA 92627-2918

Mortgage

Document Number	0000726374
Date	Nov 30, 2021
Instrument	2021000726374

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	652 COVE ST, COSTA MESA, CA 92627-2918
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 COVE ST, COSTA MESA, CA 92627-2918

Mortgage

Document Number	0000095258
Date	Feb 10, 2021
Instrument	2021000095258

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 12, 2022
Property Address	652 COVE ST, COSTA MESA, CA 92627-2918
Document Number	0000179060
Map Reference	MB 72 PG 41&42
Instrument Date	May 12, 2022
Instrument	2022000179060
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	652 COVE ST, COSTA MESA, CA 92627-2918

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	652 COVE ST, COSTA MESA, CA 92627-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 COVE ST, COSTA MESA, CA 92627-2918

Mortgage

Document Number	0000723335
Date	Dec 9, 2020
Instrument	2020000723335

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,442 (+2%) Land $405,272 Building $128,170
2025	$6,568.00 (+2.51%)	$522,983 (+4.04%) Land $397,326 Building $125,657
2024	$6,407.00 (+3.54%)
2023	$6,188.00 (+3.55%)	$502,676 Land $381,897 Building $120,779
2022	$5,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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