652 Chippewa Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 652 Chippewa Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,604 sqft · built 1948
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2022)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-3400-0121-00-0`

Property Details

APN / Parcel Number

Primary APN	`18-3400-0121-00-0`
Alternative APN	`11-18-3400-0121-00-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Raised Ranch
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	652 CHIPPEWA RD
City	BENTON HARBOR
State	MI
Zip	49022-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 121 & THE W HAF OF LOT 120 INDIAN HILLS
Legal Subdivision	INDIAN HILLS
Legal Lot Number	120-121
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2016
Census Tract	700

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 6, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	2022351734
Deed Book / Page	3372 / 1753
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019

Mortgage

Document Number	003343/571
Date	Sep 8, 2021
Book Page	3343/571

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03179/2325
Date	Aug 7, 2017
Book Page	3179/2325

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 29, 2022
Property Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019
Document Number	03372/1753
Book / Page	3372 / 1753
Map Reference	LB 8 PG 16
Instrument Date	Apr 22, 2022
Instrument	2022351734
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019
Investor	Possibly a Property Investor

Mortgage

Document Number	0033721755
Date	Apr 29, 2022
Instrument	3372-1755

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 6, 2018
Property Address	652 CHIPPEWA RD, BENTON HARBOR, MI 49022-6019
Document Number	03213/1761
Book / Page	3213 / 1761
Map Reference	VOL8 PG16
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,492.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15989 WILLOW LN, UNION PIER, MI 49129-9415

Mortgage

Document Number	0032131764
Date	Aug 6, 2018
Instrument	3213/1764

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,200 (+68.8%)	$242,400 (+68.8%)
2025	$2,422.00 (+21.89%)
2023		$71,800	$143,600
2022	$1,987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Chippewa Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures