Mecklenburg County property record for 652 Chipley Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.06 acres (2,626 sqft) |
| Owner | Individual Name on File |
| Last Sale | $458,000 (Feb 2024) |
| Tax Bill | $567 (2023) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15902658 |
| Primary APN | 15902658 |
|---|
| Lot Area | 2,626 sqft (0.06 acres) |
|---|
| Street Address | 652 CHIPLEY AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2 M70-869 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1801 |
652 Chipley Ave is owned and occupied by an individual who bought it in February 2024.
Source: Mecklenburg County records, as of March 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 652 CHIPLEY AVE, CHARLOTTE, NC 28205-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Deed Document Number | 2024013660 |
| Deed Book / Page | 38637 / 734 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 16, 2024 |
| Property Address | 652 CHIPLEY AVE, CHARLOTTE, NC 28205 |
| Document Number | 0000013660 |
| Book / Page | 38637 / 734 |
| Map Reference | MB 70 PG 869 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024013660 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $916.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 E MOREHEAD ST # ST200, ST200, CHARLOTTE, NC 28204-2850 |
| Name | Verified Name |
|---|---|
| Address | 652 CHIPLEY AVE, CHARLOTTE, NC 28205 |
| Document Number | 0000013661 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024013661 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $567.00 | $58,800 Land $58,800 | $58,800 Land $58,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 652 Chipley Ave in Zone X, an area of minimal flood risk, though there have been 248 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 248 (1982–2010) |
| Most Recent Claim | Jan 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Chipley Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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